528 Ash St, Wray, CO 80758 Property Records

Yuma County property record for 528 Ash St, Wray, CO 80758

Property Summary

Property Type	Single Family Home
Details	1 ba · 832 sqft · built 1907
Lot Size	0.365 acres (15,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$130,000 (May 2026)
Tax Bill	$837 (2026)
Deeds & Mortgages	Nov 2025 Mortgage Sep 2019 Mortgage + 4 more
APN	`W000191`

Property Details

APN / Parcel Number

Primary APN	`W000191`

Interior

Full Baths	1 Bath
Total Rooms	1 Room
Stories	1 Story
Building Area	832 sqft Living Area
Basement Area	416 sqft
Unfinished Basement	416 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1985
Exterior Material	Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,900 sqft (0.365 acres)
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	528 ASH ST
City	WRAY
State	CO
Zip	80758-1812
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WRAY, KIRK'S RESUB WRAY 1ST BLK 21 ALL OF LOT 7 & E1/2 OF LOT 8 ALSO: THE PORTION OF 6TH ST ADJ LOT 7 DESC AS COMM AT SW COR LOT 7 THN S 30', THN E 1 40', THNN 30' TO SE COR LOT 7, THN W 140' TO POB
Legal Subdivision	WRAY, KIRKS RESUB
Legal Block	21
Legal Lot Number	8
Jurisdiction	YUMA CO
Township / Civil Division	WRAY
Census Block Group	3
Census Block	3084
Census Tract	963100

Owner

Source: Yuma County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	504 HALE ST, WRAY, CO 80758-1415
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2025	Deed of Trust, Mortgage · Commercial Mortgage BANK OF COLORADO
Sep 3, 2019	Deed of Trust, Mortgage · Commercial Mortgage SHADE CASER TRUST
May 15, 2026	Warranty Deed, Transfer · Conventional Mortgage YUMA COUNTY FEDERAL CREDIT UNION
Sep 3, 2019	Deed of Trust, Mortgage · Commercial Mortgage SHADE CASER TRUST
Aug 30, 2018	Warranty Deed, Transfer SHADE CHASER TRUST
Oct 30, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2026 · Amount on Record
Deed Sale	May 15, 2026 · Amount on Record
Prior Sale	Aug 30, 2018 · Amount on Record
Deed Document Number	2026594349
Prior Transfer Date	Oct 27, 2017
Prior Transfer Doc	0000571244
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YUMA CO
Property Address	528 ASH ST, WRAY, CO 80758-1812
Transaction Type	Mortgage
Record Updated	Jun 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	528 ASH ST, WRAY, CO 80758-1812

Mortgage

Document Number	0000593075
Date	Nov 14, 2025
Instrument	593075

Lender

Name	BANK OF COLORADO
Type	Bank
Address	420 E 8TH AVE, YUMA, CO 80759

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Nov 7, 2026

Interest

Rate Type	Adjustable Rate

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YUMA CO
Property Address	528 ASH ST, WRAY, CO 80758-1812
Transaction Type	Mortgage
Record Updated	Jun 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000576612
Date	Sep 3, 2019
Instrument	00576612

Lender

Name	SHADE CASER TRUST
Type	Non-Lending Institution
Address	WRAY, CO 80758

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	209 Months
Due	Feb 15, 2037

Interest

Rate	5%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YUMA CO
Recording Date	May 15, 2026
Property Address	528 ASH ST, WRAY, CO 80758-1812
Document Number	0000594349
Instrument Date	May 15, 2026
Instrument	2026594349
Transaction Type	Transfer
Record Updated	Jun 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,313.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	504 HALE ST, WRAY, CO 80758-1415
Investor	Possibly a Property Investor

Mortgage

Document Number	0000594349,
Date	May 15, 2026
Instrument	2026594349

Lender

Name	YUMA COUNTY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	7%
Max Rate	-1%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YUMA CO
Property Address	528 ASH ST, WRAY, CO 80758-1812
Transaction Type	Mortgage
Record Updated	Oct 14, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00576612
Date	Sep 3, 2019
Instrument	00576612

Lender

Name	SHADE CASER TRUST
Type	Non-Lending Institution
Address	WRAY, CO 80758

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	209 Months
Due	Feb 15, 2037

Interest

Rate	5%

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YUMA CO
Recording Date	Aug 30, 2018
Property Address	528 ASH ST, WRAY, CO 80758-1812
Document Number	0000573665
Instrument Date	Aug 28, 2018
Instrument	00573665
Transaction Type	Transfer
Record Updated	Feb 14, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$5.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	32754 COUNTY ROAD 27, WRAY, CO 80758-9247

Mortgage

Document Number	0000573667
Date	Aug 30, 2018
Instrument	00573667

Lender

Name	SHADE CHASER TRUST
Type	Non-Lending Institution

Agreement

Amount	Amount Recorded
Term	157 Months
Due	Sep 15, 2031

Mortgage

Document Number	0000573666
Date	Aug 30, 2018
Instrument	00573666

Lender

Name	SHADE CHASE TRUST
Type	Non-Lending Institution
Address	WRAY, CO 80758

Agreement

Amount	Amount Recorded
Term	157 Months
Due	Sep 15, 2031

October 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	YUMA CO
Recording Date	Oct 30, 2017
Property Address	528 ASH ST, WRAY, CO 80758-1812
Document Number	0000571244
Map Reference	MB 737 PG 427
Instrument Date	Oct 27, 2017
Instrument	00571244
Transaction Type	Transfer
Record Updated	Jun 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	343 BLAKE ST, WRAY, CO 80758-1614
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Yuma County assessment roll, as of February 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Yuma County
Municipality	Wray City
Unified School District	Wray School District RD-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$837.00
2025	$837.00 (+82.35%)	$8,560 (-17.68%)
2024			$136,890 (+4.78%)
2023	$459.00 (-21.94%)	$10,399 (+48.77%) Land $1,834 Building $8,565	$130,640 (+48.78%) Land $23,039 Building $107,601
2022	$588.00	$6,990 Land $1,834 Building $5,156	$87,810 Land $23,039 Building $64,771

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2020)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 81% of Colorado
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WRAY serves 2,342 people · EPA ID CO0163010
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Plains Communication Services Fiber	1,000 / 1,000
Vyve Broadband Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Viaero Wireless Fixed Wireless	150 / 40

May also be available: Vistabeam.

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