434 Ash St, Wray, CO 80758 Property Records

Yuma County property record for 434 Ash St, Wray, CO 80758

Property Summary

Property Type	Single Family Home
Details	1 ba · 585 sqft · built 1888
Lot Size	0.055 acres (2,400 sqft)
Owner	Individual Name on File
Last Sale	$12,000 (Sep 2019)
Tax Bill	$95 (2026)
Deeds & Mortgages	Apr 2026 Construction Loan Dec 2023 Transfer + 1 more
APN	`W000203`

Property Details

APN / Parcel Number

Primary APN	`W000203`

Interior

Full Baths	1 Bath
Total Rooms	1 Room
Stories	1 Story
Building Area	585 sqft Living Area
1st Floor Area	585 sqft
Interior Walls	Paneling

Exterior

Year Built	Built 1888
Effective Year Built	Effective 1959
Architectural Style	Ranch
Exterior Material	Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	2,400 sqft (0.055 acres)
Lot Dimensions	60 ft deep x 40 ft wide
Porch	Slab
Porch Area	201 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	434 ASH ST
City	WRAY
State	CO
Zip	80758-1810
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WRAY, KIRK'S RESUB WRAY 1STBLK 22 TR BEG AT SW COR LOT 8 BLK 22 THN N 40', THN E 60', THN S 40', THN W 60' TO POB SIZE: 40 X 60
Legal Subdivision	WRAY, KIRKS RESUB
Legal Block	22
Legal Lot Number	8
Jurisdiction	YUMA CO
Township / Civil Division	WRAY
Census Block Group	3
Census Block	3087
Census Tract	963100

Owner

434 Ash St is owned by an individual who acquired it in December 2023.

Source: Yuma County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	950 FRANKLIN ST, WRAY, CO 80758-2114
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Deed of Trust, Mortgage · Construction Mortgage WRAY STATE BANK
Dec 29, 2023	Correction Deed
Sep 3, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2019 · Amount on File
Deed Sale	Sep 3, 2019 · Amount on File
Deed Document Number	2019576622
Last Transfer Date	Dec 29, 2023
Transfer Doc	0000588718
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YUMA CO
Recording Date	Apr 27, 2026
Property Address	434 ASH ST, WRAY, CO 80758-1810
Document Number	0000594198
Instrument Date	Apr 24, 2026
Instrument	2026594198
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	950 FRANKLIN ST, WRAY, CO 80758-2114
Investor	Possibly a Property Investor

Mortgage

Document Number	0000594198,
Date	Apr 27, 2026
Instrument	2026594198

Lender

Name	WRAY STATE BANK

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Apr 24, 2027

Interest

Rate	6.38%
Max Rate	-1%

December 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	YUMA CO
Recording Date	Dec 29, 2023
Property Address	434 ASH ST, WRAY, CO 80758-1810
Document Number	0000588718
Instrument Date	Dec 29, 2023
Instrument	588718
Record Updated	Jan 19, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	142 E 5TH ST, WRAY, CO 80758-1718

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	950 FRANKLIN ST, WRAY, CO 80758-2114

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YUMA CO
Recording Date	Sep 3, 2019
Property Address	434 ASH ST, WRAY, CO 80758-1810
Document Number	0000576622
Instrument Date	Aug 30, 2019
Instrument	00576622
Transaction Type	Transfer
Record Updated	Feb 14, 2022

Transaction

Amount	Amount on Record
Tax	$1.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	142 E 5TH ST, WRAY, CO 80758-1718
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 434 Ash St was $95.

Source: Yuma County assessment roll, as of February 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Yuma County
Municipality	Wray City
Unified School District	Wray School District RD-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$95.00
2025	$95.00	$970
2024			$15,640 (+8.91%)
2023	$87.00 (-8.42%)	$1,143 (+0.53%) Land $350 Building $793	$14,360 (+0.56%) Land $4,392 Building $9,968
2022	$95.00	$1,137 Land $350 Building $787	$14,280 Land $4,392 Building $9,888

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 434 Ash St; there have been 2 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2020)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 434 Ash St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 81% of Colorado
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WRAY serves 2,342 people · EPA ID CO0163010
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Plains Communication Services Fiber	1,000 / 1,000
Vyve Broadband Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Viaero Wireless Fixed Wireless	150 / 40

May also be available: Vistabeam.

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