Allegan County property record for 528 19th St, Otsego, MI 49078
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,124 sqft · built 1978 |
| Lot Size | 1.02 acres (44,518 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $120,000 (Nov 2004) |
| Tax Bill | $2,024 (2025) |
| Deeds & Mortgages | Apr 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-021-051-20 |
| Primary APN | 17-021-051-20 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,124 sqft Living Area |
| 1st Floor Area | 1,260 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Wood |
| Lot Area | 44,518 sqft (1.02 acres) |
| Lot Dimensions | 217 ft deep x 205 ft wide |
| Garage Area | 384 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 528 19TH ST |
|---|---|
| City | OTSEGO |
| State | MI |
| Zip | 49078-9313 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | COM AT NW COR TH E 376.7' THS 32 DEG 07' 00 E 1664.08' TH S 32 DEG 25' 32 E 526.46' TO POB TH S 32 DEG 25' 32 E 205.59' TH S 44 DEG 20' 53 W 81.1' TH N 62 DEG 36' 42 W 68.01' TH N 40 DEG 07' 11 W 144.39' TH N 32 DEG 53' 53 W 22.27' TH N 57 DEG 34' 28 |
| Legal Range | 12W |
| Legal Township | 01N |
| Legal Section | 21 |
| Jurisdiction | ALLEGAN MI |
| Township / Civil Division | OTSEGO |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 31800 |
528 19th St is owned and occupied by two individuals who bought it in November 2004.
Source: Allegan County records, as of September 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 528 19TH ST, OTSEGO, MI 49078-9313 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 16, 2004 · Amount on File |
| Deed Sale | Nov 16, 2004 · Amount on File |
| Prior Sale | Nov 16, 2004 · Amount on File |
| Deed Book / Page | 2758 / 547 |
| Prior Transfer Date | Jul 28, 2003 |
| Prior Transfer Doc | 2521000372 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Property Address | 528 19TH ST, OTSEGO, MI 49078-9313 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2018 |
| Name | Verified Name |
|---|
| Document Number | 4240/188 |
|---|---|
| Date | Apr 25, 2018 |
| Book Page | 4240/188 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2048 |
The 2025 property tax bill for 528 19th St was $2,024 with a homeowner's exemption, up 2.5% from the year before.
Source: Allegan County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Allegan County |
| County Subdivision | Otsego Township |
| Unified School District | Otsego Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $147,500 (+0.41%) Land $9,500 Building $138,000 | $295,000 (+0.41%) Land $19,000 Building $276,000 | |
| 2025 | $2,024.00 (+2.53%) Homeowner's exemption | $146,900 Land $9,500 Building $137,400 | $293,800 Land $19,000 Building $274,800 |
| 2024 | $1,974.00 | ||
| 2023 | $109,100 Land $9,300 Building $99,800 | $218,200 Land $18,600 Building $199,600 | |
| 2022 | $1,668.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 528 19th St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 21, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 528 19th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| 123.NET Fiber | 6,000 / 6,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Mercury Fiber.
5G (outdoors only) and 4G LTE
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