482 19th St, Otsego, MI 49078 Property Records

Allegan County property record for 482 19th St, Otsego, MI 49078

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,531 sqft · built 1880
Lot Size0.746 acres (32,496 sqft)
Owner2 Individual Names on File
Last Sale$115,000 (Oct 2014)
Tax Bill$2,098 (2025)
Flood ZoneZone X (minimal risk)
APN17-021-053-10

Property Details

APN / Parcel Number

Primary APN17-021-053-10
Alternative APN
  • 03-17-021-053-10

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,531 sqft Living Area
1st Floor Area1,091 sqft
Basement Area1,091 sqft
Unfinished Basement1,091 sqft

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1880
Architectural StyleRanch
Exterior MaterialWood
Lot Area32,496 sqft (0.746 acres)
Lot Dimensions270 ft deep x 120 ft wide
Garage Area900 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address482 19TH ST
CityOTSEGO
StateMI
Zip49078-9653
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRES
Legal DescriptionCOM 2124.29' N OF S 1/4 PST TH W 262' TH N 134' TH E 262' TH S 134' TO POB SEC 21 T1N R12W (89)
Legal Range12W
Legal Township01N
Legal Section21
JurisdictionALLEGAN MI
Township / Civil DivisionOTSEGO
Census Block Group1
Census Block1024
Census Tract31800

Owner

482 19th St is owned and occupied by two individuals who acquired it in July 2015.

Source: Allegan County records, as of September 9, 2026

Owner of Record2 Individual Names on File
Mailing Address482 19TH ST, OTSEGO, MI 49078-9653
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 6, 2014 · Amount on File
Deed SaleOct 6, 2014 · Amount on File
Prior SaleSep 4, 2013 · Amount on File
Deed Book / Page3871 / 511
Last Transfer DateJul 28, 2015
Transfer Doc3949/329
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 482 19th St was $2,098 with a homeowner's exemption, up 2.5% from the year before.

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyAllegan County
County SubdivisionOtsego Township
Unified School DistrictOtsego Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$96,500 (-1.63%) Land $7,200 Building $89,300$193,000 (-1.63%) Land $14,400 Building $178,600
2025$2,098.00 (+2.54%) Homeowner's exemption$98,100 Land $7,200 Building $90,900$196,200 Land $14,400 Building $181,800
2024$2,046.00
2023$73,200 Land $7,000 Building $66,200$146,400 Land $14,000 Building $132,400
2022$1,728.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 482 19th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 482 19th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: 123.NET, Mercury Fiber, T-Mobile.

Nearby Properties on 19th St

Nearby Streets

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