5265 Pointe Tremble Rd, Algonac, MI 48001 Property Records

St. Clair County property record for 5265 Pointe Tremble Rd, Algonac, MI 48001

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,612 sqft
Lot Size	0.895 acres (38,986 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (Sep 2020)
Tax Bill	$5,835 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Jan 2022 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`74-14-433-0007-000`

Property Details

APN / Parcel Number

Primary APN	`74-14-433-0007-000`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,612 sqft Living Area
1st Floor Area	928 sqft
Basement Area	912 sqft

Exterior

Lot Area	38,986 sqft (0.895 acres)
Lot Dimensions	600 ft deep x 65 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	5265 POINTE TREMBLE RD
City	ALGONAC
State	MI
Zip	48001-4366
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 122 & W 15' OF LOT 123 SUP ROY T GILBERTS PLAT NO 1 PCS 196, 732, 197 & 190 T2N R16E
Legal Subdivision	SUPERVISORS ROY T GILBERTS PLAT #1
Legal Lot Number	122-123
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2001
Census Tract	647000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	5265 POINTE TREMBLE RD, ALGONAC, MI 48001-4366
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE CENTER LLC
Jan 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage AXOS BANK
Aug 26, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2020 · Amount on Record
Deed Sale	Sep 15, 2020 · Amount on Record
Prior Sale	May 25, 2010 · Amount on Record
Deed Document Number	202022267
Deed Book / Page	5240 / 643
Last Transfer Date	Aug 9, 2024
Transfer Doc	0005736440
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	5265 POINTE TREMBLE RD, ALGONAC, MI 48001-4366
Transaction Type	Mortgage
Record Updated	May 10, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5265 POINTE TREMBLE RD, ALGONAC, MI 48001-4366

Mortgage

Document Number	0005514516
Date	Apr 25, 2022
Book Page	5514/516
Instrument	2022010535

Lender

Name	MORTGAGE CENTER LLC
Type	Mortgage Company
Address	SOUTHFIELD, MI 48076

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	175 Months
Due	Nov 1, 2036

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	5265 POINTE TREMBLE RD, ALGONAC, MI 48001-4366
Transaction Type	Mortgage
Record Updated	Feb 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5265 POINTE TREMBLE ROAD, ALMONT, MI 48003

Mortgage

Document Number	0000547433
Date	Jan 12, 2022
Book Page	5474/33
Instrument	2022000865

Lender

Name	AXOS BANK
Type	Bank
Address	SAN DIEGO, CA 92122

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Aug 26, 2020
Property Address	5265 POINTE TREMBLE RD, ALGONAC, MI 48001-4366
Document Number	0052310300
Book / Page	005231 / 000300
Instrument Date	Aug 26, 2020
Transaction Type	Transfer
Record Updated	Oct 5, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clay Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$220,600 (+8.83%)	$441,200 (+8.83%)
2025	$5,835.00 (+2.46%) Homeowner's exemption	$202,700 (+12.36%)
2024	$5,695.00 (+8.85%)		$405,400 (+12.36%)
2023		$180,400
2022	$5,232.00		$360,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	579.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 143 policies
Nearby Flood Policies	143 in force
Nearby Flood Claims	77 (1985–2024)
Claims Outside the SFHA	56 of 77
Most Recent Claim	Jan 2024

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY TOWNSHIP serves 9,866 people · EPA ID MI0001450
Water Source	Purchased surface water from CITY OF ALGONAC
Last State Inspection	May 2021
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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