5275 Coldwater Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 5275 Coldwater Rd, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Lot Size	0.689 acres (30,000 sqft)
Owner	Individual Name on Record
Last Sale	$49,400 (Sep 2010)
Tax Bill	$1,555 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Feb 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`017-610-008-00`

Property Details

APN / Parcel Number

Primary APN	`017-610-008-00`

Interior

Flooring	Carpet

Exterior

Lot Area	30,000 sqft (0.689 acres)
Lot Dimensions	199 ft deep x 150 ft wide

Location & Zoning

Street Address	5275 COLDWATER RD
City	LAPEER
State	MI
Zip	48446-8020
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING MEADOWS LOT 8. OREGON TOWNSHIP; LAPEER COUNTY, MI 150 X 199.98
Legal Subdivision	SPRING MEADOWS
Legal Lot Number	8
Jurisdiction	LAPEER MI
Township / Civil Division	OREGON
Census Block Group	1
Census Block	1004
Census Tract	342100

Owner

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	5275 COLDWATER RD, LAPEER, MI 48446-8020
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2020	Deed of Trust, Mortgage QUICKEN LOANS LLC
Feb 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Feb 3, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Aug 13, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2010 · Amount on Record
Deed Sale	Sep 30, 2010 · Amount on Record
Prior Sale	Oct 19, 2009 · Amount on Record
Deed Book / Page	2464 / 700
Last Transfer Date	Aug 10, 2018
Transfer Doc	0029780047
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	5275 COLDWATER RD, LAPEER, MI 48446-8020
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5275 COLDWATER RD, LAPEER, MI 48446-8020

Mortgage

Document Number	0031580370
Date	Dec 21, 2020
Book Page	3158/370

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount Recorded
Term	322 Months
Due	Oct 1, 2047

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	5275 COLDWATER RD, LAPEER, MI 48446-8020
Document Number	0030810098
Instrument Date	Feb 10, 2020
Transaction Type	Mortgage
Record Updated	Jun 1, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5275 COLDWATER RD LAPEER MI 484468020, LAPEER, MI 48446-8020

Mortgage

Document Number	0030810098
Date	Feb 21, 2020
Book Page	003081/000098

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 20, 2050

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAPEER MI
Recording Date	Feb 3, 2020
Property Address	5275 COLDWATER RD, LAPEER, MI 48446-8020
Document Number	0030770350
Book / Page	003077 / 000350
Instrument Date	Jan 31, 2020
Transaction Type	Transfer
Record Updated	Mar 12, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5275 COLDWATER RD LAPEER MI 484468020, LAPEER, MI 48446-8020

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAPEER MI
Recording Date	Aug 13, 2018
Property Address	5275 COLDWATER RD, LAPEER, MI 48446-8020
Document Number	0029780047
Book / Page	002978 / 000047
Instrument Date	Aug 10, 2018
Transaction Type	Transfer
Record Updated	Sep 26, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5275 COLDWATER RD LAPEER MI 484468020, LAPEER, MI 48446-8020

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Oregon Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$131,600 (-2.08%)	$263,200 (-2.08%)
2025	$1,555.00 (+3.94%) Homeowner's exemption	$134,400 (+11.63%)	$268,800 (+11.63%)
2024	$1,496.00 (+9.36%)
2023		$120,400	$240,800
2022	$1,368.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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