5258 Coldwater Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 5258 Coldwater Rd, Lapeer, MI 48446

Property Summary

Property TypeSingle Family Home
Lot Size4.49 acres (195,584 sqft)
OwnerIndividual Name on File
Last Sale$64,900 (Dec 2009)
Tax Bill$1,388 (2025)
Deeds & MortgagesMar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN017-017-028-00

Property Details

APN / Parcel Number

Primary APN017-017-028-00

Interior

FlooringCarpet

Exterior

Lot Area195,584 sqft (4.49 acres)

Location & Zoning

Street Address5258 COLDWATER RD
CityLAPEER
StateMI
Zip48446-8020
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEC 17 T8N R9E COM AT S 1/4 POST, TH W 323 FT TO SE COROF WONDERLAND ESTATES, TH N 417.55 FT, TH N 32 DEG 52' 47 E 199.98 FT,
Legal Range09E
Legal Township08N
Legal Section17
Legal SubdivisionFT TO SE COROF WONDERLAND ESTATES
Legal Lot Number14
JurisdictionLAPEER MI
Township / Civil DivisionOREGON
Census Block Group3
Census Block3018
Census Tract342100

Owner

5258 Coldwater Rd is owned and occupied by an individual who bought it in December 2009.

Source: Lapeer County records, as of September 24, 2026

Owner of RecordIndividual Name on File
Mailing Address5258 COLDWATER RD, LAPEER, MI 48446-8020
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 26, 2009 · Amount on File
Deed SaleDec 26, 2009 · Amount on File
Prior SaleMay 23, 2008 · Amount on File
Deed Book / Page2414 / 733
Prior Transfer DateMay 14, 2008
Prior Transfer Doc0023320498
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAPEER MI
Property Address5258 COLDWATER RD, LAPEER, MI 48446-8020
Transaction TypeMortgage
Record UpdatedAug 12, 2022
Title CompanyMASON BURGESS TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address5258 COLDWATER RD, LAPEER, MI 48446-8020

Mortgage

Document Number0031810128
DateMar 9, 2021
Book Page3181/128
Lender
NameMID-AMERICAN MORTGAGE INC
TypeMortgage Company
AddressADDISON, TX 75001
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term359 Months
DueFeb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 5258 Coldwater Rd was $1,388 with a homeowner's exemption, up 3.6% from the year before.

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyLapeer County
County SubdivisionOregon Township
Unified School DistrictLapeer Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$108,900 (-2.33%)$217,800 (-2.33%)
2025$1,388.00 (+3.58%) Homeowner's exemption$111,500$223,000
2024$1,340.00
2023$93,200$186,400
2022$1,225.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5258 Coldwater Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5258 Coldwater Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

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