5273 Spruce Ct, Duluth, MN 55804 Property Records

St. Louis County property record for 5273 Spruce Ct, Duluth, MN 55804 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,296 sqft · built 1957
Lot Size	0.516 acres (22,476 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (Jun 2023)
Tax Bill	$3,376 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Jun 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`315-0050-00590`

Property Details

APN / Parcel Number

Primary APN	`315-0050-00590`
Alternative APNs	`1150578` `44959`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,296 sqft Gross Area
1st Floor Area	1,296 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	22,476 sqft (0.516 acres)
Garage Area	1,620 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Deck Area	168 sqft
Storage Building	49 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	1150578
Street Address	5273 SPRUCE CT
City	DULUTH
State	MN
Zip	55804-2909
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0001 BLOCK:003 SERIAL #
Legal Subdivision	GREENWOOD BEACH TOWN OF DULUTH
Legal Block	3
Legal Lot Number	1
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2053
Census Tract	10500

Owner

Source: St. Louis County records · APN 315-0050-00590

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5273 SPRUCE CT, DULUTH, MN 55804-2909
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2025	Deed of Trust, Mortgage · Conventional Mortgage NORTH SHORE FCU
Jun 29, 2023	Warranty Deed, Transfer · Conventional Mortgage SUMMIT MORTGAGE CORP
Nov 15, 2022	Affidavit of Death of Joint Tenant, Transfer
May 12, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 29, 2023 · Amount on Record
Deed Sale	Jun 29, 2023 · Amount on Record
Prior Sale	Jun 16, 2023 · Amount on Record
Deed Document Number	20231069590
Prior Transfer Date	May 04, 2017
Prior Transfer Doc	0001309182
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5273 SPRUCE CT, DULUTH, MN 55804-2909
Transaction Type	Mortgage
Record Updated	Jan 09, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5273 SPRUCE CT, DULUTH, MN 55804-2909

Mortgage

Document Number	0001097302
Date	Dec 17, 2025
Instrument	1097302

Lender

Name	NORTH SHORE FCU
Type	Credit Union
Address	SILVER BAY, MN 55614

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 01, 2046

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 29, 2023
Property Address	5273 SPRUCE CT, DULUTH, MN 55804-2909
Document Number	0001069590
Instrument Date	Jun 16, 2023
Instrument	1069590
Transaction Type	Transfer
Record Updated	Jul 19, 2023
Title Company	ARROWHEAD TITLE COMPANY, ARROWHEAD ABSTRACT AND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$990.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	5273 SPRUCE CT, DULUTH, MN 55804-2909

Mortgage

Document Number	0001069591
Date	Jun 29, 2023
Instrument	1069591

Lender

Name	SUMMIT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2053

November 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ST LOUIS MN
Recording Date	Nov 15, 2022
Property Address	5273 SPRUCE CT, DULUTH, MN 55804-2909
Document Number	0001063504
Instrument Date	Nov 02, 2022
Instrument	1063504
Transaction Type	Transfer
Record Updated	Dec 19, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5273 SPRUCE CT, DULUTH, MN 55804-2909

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	May 12, 2017
Property Address	5273 SPRUCE CT, DULUTH, MN 55804-2909
Document Number	000T984848
Instrument Date	May 04, 2017
Instrument	T984848
Transaction Type	Transfer
Record Updated	Jun 21, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5273 SPRUCE CT DULUTH MN 558042909, DULUTH, MN 55804-2909

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Duluth Township
Unified School District	Lake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,376.00 (+10.04%) Homeowner's exemption
2025	$3,068.00 (+9.89%) Homeowner's exemption	$354,700 (+5.03%) Land $49,500 Building $305,200	$354,700 (+5.03%) Land $49,500 Building $305,200
2024	$2,792.00 (+93.62%)	$337,700 (+69.44%) Land $47,500 Building $290,200	$337,700 (+69.44%) Land $47,500 Building $290,200
2023	$1,442.00 Homeowner's exemption
2022		$199,300 (+19.99%) Land $33,200 Building $166,100	$199,300 (+19.99%) Land $33,200 Building $166,100
2021		$166,100 Land $27,700 Building $138,400	$166,100 Land $27,700 Building $138,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370105002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2012)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2012, river or lake flooding, Severe Storms And Flooding
Claims By Storm	Severe Storms And Flooding, Jun 2012 · 2 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 39% of Minnesota
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 19 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Zito West Holding	Fiber	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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