St. Louis County property record for 5270 Spruce Ct, Duluth, MN 55804 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1938 |
| Square Footage | 1,434 sqft Gross Area |
| Lot Size | 19,395 sqft (0.445 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $351,000 (2022) |
| Tax Bill | $3,658.00 (2026) |
| Primary APN | 315-0050-00880 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Building Area | 1,434 sqft Gross Area |
| 1st Floor | 1,434 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1938 |
| Architectural Style | Ranch Style |
| Exterior Material | Combination Exterior |
| Construction Type | Frame Construction |
| Lot Area | 19,395 sqft (0.445 acres) |
| Garage Area | 936 sqft Garage |
| Pool Type | Spa/Hot Tub (Only) Pool Type |
| Deck Area | 540 sqft Deck |
| Sauna | Sauna |
| Cooling System | Central Cooling |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Account Number | 1140322 |
|---|---|
| Street Address | 5270 SPRUCE CT |
| City | DULUTH |
| State | MN |
| Zip | 55804-2936 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT: 0010 BLOCK:004 SERIAL # |
| Legal Subdivision | GREENWOOD BEACH TOWN OF DULUTH |
| Legal Block | 4 |
| Legal Lot Number | 10 |
| Jurisdiction | ST LOUIS MN |
| Minor Civil Division | DULUTH |
| Census Blockgroup | 2 |
| Census Block | 2055 |
| Census Tract | 10500 |
Source: St. Louis County records · APN 315-0050-00880
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5270 SPRUCE CT, DULUTH, MN 55804-2936 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 21, 2022 | Transfer on Death Deed, Transfer |
| Apr 13, 2022 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Jul 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AFFINITY PLUS FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 13, 2022 · Amount on Record |
| Deed Sale | Apr 13, 2022 · Amount on Record |
| Prior Sale | Dec 30, 2014 · Amount on Record |
| Deed Doc Number | 20221055519 |
| Last Transfer Date | Jun 14, 2022 |
| Transfer Doc | 0001057990 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jun 21, 2022 |
| Property Address | 5270 SPRUCE CT, DULUTH, MN 55804-2936 |
| Document Number | 0001057990 |
| Instrument Date | Jun 14, 2022 |
| Instrument | 1057990 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants In Common |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Apr 13, 2022 |
| Property Address | 5270 SPRUCE CT, DULUTH, MN 55804-2936 |
| Document Number | 0001055519 |
| Instrument Date | Apr 08, 2022 |
| Instrument | 1055519 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2022 |
| Title Company | ARROWHEAD TITLE COMPANY, ARROWHEAD ABSTRACT & TTL CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,158.30 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 6720 110TH AVE N, CHAMPLIN, MN 55316-3829 |
| Document Number | 0001055520 |
|---|---|
| Date | Apr 13, 2022 |
| Instrument | 1055520 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 01, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 5270 SPRUCE CT, DULUTH, MN 55804-2936 |
| Transaction Type | Mortgage |
| Record Updated | Aug 06, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001043746 |
|---|---|
| Date | Jul 14, 2021 |
| Instrument | 1043746 |
| Name | AFFINITY PLUS FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT PAUL, MN 55107 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Duluth Township |
| Unified School District | Lake Superior Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,658.00 (+12.69%) Homeowner's exemption | ||
| 2025 | $3,246.00 (+18.64%) Homeowner's exemption | $465,900 (+4.27%) Land $40,200 Building $425,700 | $465,900 (+4.27%) Land $40,200 Building $425,700 |
| 2024 | $2,736.00 | $446,800 (+115.64%) Land $38,700 Building $408,100 | $446,800 (+115.64%) Land $38,700 Building $408,100 |
| 2022 | $207,200 Land $27,700 Building $179,500 | $207,200 Land $27,700 Building $179,500 |
5270 Spruce Ct is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · St. Louis County (27137C), updated March 24, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 39th in Minnesota |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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