5272 Tree St, Lake Oswego, OR 97035 Property Records

Clackamas County property record for 5272 Tree St, Lake Oswego, OR 97035

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,789 sqft · built 1967
Lot Size	0.248 acres (10,787 sqft)
Owner	2 Individual Names on File
Last Sale	$810,000 (Sep 2022)
Tax Bill	$7,132 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Jan 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`21E18DB08200`

Property Details

APN / Parcel Number

Primary APN	`21E18DB08200`
Alternative APN	`00342784`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,789 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Exterior Material	Wood Shingle
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	10,787 sqft (0.248 acres)
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	00342784
Street Address	5272 TREE ST
City	LAKE OSWEGO
State	OR
Zip	97035-7115
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	1121 PINE TREE ADD LT 12 BLK 2
Legal Range	1E
Legal Township	2S
Legal Section	18
Legal Subdivision	PINE TREE ADD
Legal Block	2
Legal Lot Number	12
Jurisdiction	CLACKAMAS OR
Township / Civil Division	NORTHWEST CLACKAMAS
Census Block Group	4
Census Block	4004
Census Tract	20401

Owner

5272 Tree St is owned and occupied by two individuals who bought it in September 2022.

Source: Clackamas County records, as of August 31, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5272 TREE ST, LAKE OSWEGO, OR 97035-7115
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2022	Warranty Deed, Transfer · ARM DIRECTORS MORTGAGE INC
Jan 7, 2019	Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/OREGON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2022 · Amount on File
Deed Sale	Sep 12, 2022 · Amount on File
Prior Sale	Jan 7, 2019 · Amount on File
Deed Document Number	202249775
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Sep 12, 2022
Property Address	5272 TREE ST, LAKE OSWEGO, OR 97035-7115
Document Number	0000049775
Instrument Date	Sep 6, 2022
Instrument	2022-049775
Transaction Type	Transfer
Record Updated	Sep 16, 2022
Title Company	WFG TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	605 NE 305TH AVE, 605, WASHOUGAL, WA 98671-8234

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5272 TREE ST, LAKE OSWEGO, OR 97035-7115

Mortgage

Document Number	0000049776
Date	Sep 12, 2022
Instrument	2022-049776

Lender

Name	DIRECTORS MORTGAGE INC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.7%
Index	Other
Max Rate	10.7%

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Jan 7, 2019
Property Address	5272 TREE ST, LAKE OSWEGO, OR 97035-7115
Document Number	0000000627
Instrument Date	Jan 4, 2019
Instrument	627
Transaction Type	Transfer
Record Updated	Jan 21, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/OREGON

Transaction

Amount	Amount on Record
Tax	$584.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5272 TREE ST LAKE OSWEGO OR 970357115, LAKE OSWEGO, OR 97035-7115

Tax Assessment & Valuation

The 2025 property tax bill for 5272 Tree St was $7,132.

Source: Clackamas County assessment roll, as of October 29, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clackamas County
Unified School District	Lake Oswego School District 7J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,132.00	$410,856	$836,317 Land $301,437 Building $534,880
2023	$6,744.00	$387,272	$809,004 Land $289,874 Building $519,130

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5272 Tree St in Zone X, an area of minimal flood risk, though there have been 30 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 38 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	30 (1991–2006)
Claims Outside the SFHA	3 of 30
Most Recent Claim	Jan 2006 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	High Winds, Severe Storms And Flooding, Feb 1996 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5272 Tree St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVERGROVE WATER DISTRICT serves 4,000 people · EPA ID OR4100461
Water Source	Groundwater
Last State Inspection	Nov 2021
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, T-Mobile.

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