5189 Tree St, Lake Oswego, OR 97035 Property Records

Clackamas County property record for 5189 Tree St, Lake Oswego, OR 97035

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,470 sqft · built 1967
Lot Size	0.235 acres (10,234 sqft)
Owner	Individual Name on File
Last Sale	$103,000 (Feb 2022)
Tax Bill	$6,053 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21E18DB07300`

Property Details

APN / Parcel Number

Primary APN	`21E18DB07300`
Alternative APN	`00342695`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,470 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Exterior Material	Combination
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,234 sqft (0.235 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	00342695
Street Address	5189 TREE ST
City	LAKE OSWEGO
State	OR
Zip	97035-7112
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	1121 PINE TREE ADD LT 3 BLK 2
Legal Range	1E
Legal Township	2S
Legal Section	18
Legal Subdivision	PINE TREE ADD
Legal Block	2
Legal Lot Number	3
Jurisdiction	CLACKAMAS OR
Township / Civil Division	NORTHWEST CLACKAMAS
Census Block Group	4
Census Block	4004
Census Tract	20401

Owner

5189 Tree St is owned and occupied by an individual who bought it in February 2022.

Source: Clackamas County records, as of May 18, 2026

Owner of Record	Individual Name on File
Mailing Address	5189 TREE ST, LAKE OSWEGO, OR 97035-7112
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jun 29, 2017	Warranty Deed, Transfer · Conventional Mortgage PREMIER MORTGAGE RESOURCES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 23, 2022 · Amount on File
Deed Sale	Feb 23, 2022 · Amount on File
Prior Sale	Jun 29, 2017 · Amount on File
Deed Document Number	202210918
Prior Transfer Date	Jan 31, 2022
Prior Transfer Doc	0000010918
Record Updated	Jun 8, 2026

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLACKAMAS OR
Recording Date	Feb 23, 2022
Property Address	5189 TREE ST, LAKE OSWEGO, OR 97035-7112
Document Number	0000010918
Instrument Date	Jan 31, 2022
Instrument	2022-010918
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5189 TREE ST, LAKE OSWEGO, OR 97035-7112

Mortgage

Document Number	0000010919
Date	Feb 23, 2022
Instrument	2022-010919

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Jun 29, 2017
Property Address	5189 TREE ST, LAKE OSWEGO, OR 97035-7112
Document Number	0000043873
Instrument Date	Jun 23, 2017
Instrument	2017-043873
Transaction Type	Transfer
Record Updated	Nov 19, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5189 TREE ST, LAKE OSWEGO, OR 97035-7112

Mortgage

Document Number	0000043874
Date	Jun 29, 2017
Instrument	2017-043874

Lender

Name	PREMIER MORTGAGE RESOURCES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 5189 Tree St was $6,053.

Source: Clackamas County assessment roll, as of October 29, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clackamas County
Unified School District	Lake Oswego School District 7J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,053.00	$348,697	$742,302 Land $296,542 Building $445,760
2023	$5,723.00	$328,681	$722,076 Land $285,166 Building $436,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5189 Tree St in Zone X, an area of minimal flood risk, though there have been 30 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 38 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	30 (1991–2006)
Claims Outside the SFHA	3 of 30
Most Recent Claim	Jan 2006 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	High Winds, Severe Storms And Flooding, Feb 1996 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5189 Tree St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVERGROVE WATER DISTRICT serves 4,000 people · EPA ID OR4100461
Water Source	Groundwater
Last State Inspection	Nov 2021
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, T-Mobile.

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