St. Clair County property record for 5270 Smiths Creek Rd, Kimball, MI 48074
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,180 sqft · built 1948 |
| Lot Size | 6 acres (261,360 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $261,500 (Jan 2024) |
| Tax Bill | $5,285 (2025) |
| Deeds & Mortgages | Dec 2023 Mortgage Jan 2024 Sale + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-25-026-4003-100 |
| Primary APN | 74-25-026-4003-100 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,180 sqft Living Area |
| 1st Floor Area | 1,180 sqft |
| Basement Area | 1,180 sqft |
| Unfinished Basement | 1,108 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Lot Area | 261,360 sqft (6 acres) |
| Garage Area | 3,408 sqft |
| Parking Spaces | 11 Parking Spaces |
| Porch | Porch |
| Porch Area | 50 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 5270 SMITHS CREEK RD |
|---|---|
| City | KIMBALL |
| State | MI |
| Zip | 48074-3806 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | BEG AT S 1/4 COR, TH N 0D 19M 6S W 531', TH N 89D 45M W 490.55', TH S 0D 2M 45S E 531', TH S 89D 45M E 493.08' TO BEG SECTION |
| Legal Range | 16E |
| Legal Township | 06N |
| Legal Section | 26 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | KIMBALL |
| Census Block Group | 5 |
| Census Block | 5015 |
| Census Tract | 634600 |
5270 Smiths Creek Rd is owned and occupied by two individuals who bought it in January 2024.
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 812 4TH ST, MARYSVILLE, MI 48040-2550 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 27, 2023 | Deed of Trust, Mortgage · Conventional Mortgage GENISYS CU |
| Jan 19, 2024 | Warranty Deed, Transfer |
| Sep 10, 2021 | Intrafamily Transfer, Transfer VANGUARD TITLE COMPANY, VANGUARD TITLE AGENCY |
| Sep 10, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage GENISYS CU |
| Jul 3, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Jul 3, 2018 | Quit Claim Deed, Transfer OTHER |
| Jun 27, 2019 | Warranty Deed, Transfer TRANSNATION TITLE AGENCY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 19, 2024 · Amount on File |
| Deed Sale | Jan 19, 2024 · Amount on File |
| Prior Sale | Jun 27, 2019 · Amount on File |
| Deed Document Number | 20241094 |
| Deed Book / Page | 5684 / 871 |
| Prior Transfer Date | Aug 20, 2021 |
| Prior Transfer Doc | 0005419652 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 5270 SMITHS CREEK RD, KIMBALL, MI 48074-3806 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2024 |
| Name | Verified Name |
|---|---|
| Address | 812 4TH ST, MARYSVILLE, MI 48040-2550 |
| Document Number | 0005679402 |
|---|---|
| Date | Dec 27, 2023 |
| Book Page | 5679/402 |
| Instrument | 2023022287 |
| Name | GENISYS CU |
|---|---|
| Type | Credit Union |
| Address | AUBURN HILLS, MI 48326 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.25% |
| Type Change Date | Jan 1, 2034 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 12.2% |
| Margin | 3 |
| Max Rate | 12.2% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jan 19, 2024 |
| Property Address | 5270 SMITHS CREEK RD, KIMBALL, MI 48074-3806 |
| Document Number | 0005684871 |
| Book / Page | 5684 / 871 |
| Instrument Date | Dec 22, 2023 |
| Instrument | 2024001094 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2024 |
| Amount | Amount on Record |
|---|---|
| Tax | $1,961.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 817 RIVERVIEW LN, MARYSVILLE, MI 48040-1507 |
| Name | Verified Name |
|---|---|
| Address | 812 4TH ST, MARYSVILLE, MI 48040-2550 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Sep 10, 2021 |
| Property Address | 5270 SMITHS CREEK RD, KIMBALL, MI 48074-3806 |
| Document Number | 0005419652 |
| Book / Page | 5419 / 652 |
| Instrument Date | Aug 20, 2021 |
| Instrument | 2021025963 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Title Company | VANGUARD TITLE COMPANY, VANGUARD TITLE AGENCY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 817 RIVERVIEW LN, MARYSVILLE, MI 48040-1507 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Sep 10, 2021 |
| Property Address | 5270 SMITHS CREEK RD, KIMBALL, MI 48074-3806 |
| Document Number | 0005419633 |
| Book / Page | 5419 / 633 |
| Instrument Date | Jul 20, 2021 |
| Instrument | 2021025961 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 817 RIVERVIEW LN, MARYSVILLE, MI 48040-1507 |
| Document Number | 2021025962 |
|---|---|
| Date | Sep 10, 2021 |
| Instrument | 2021025962 |
| Name | GENISYS CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 1, 2036 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jul 3, 2019 |
| Property Address | 5270 SMITHS CREEK RD, KIMBALL, MI 48074-3806 |
| Document Number | 0050720062 |
| Book / Page | 005072 / 000062 |
| Instrument Date | Jun 18, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5270 SMITHS CREEK RD KIMBALL MI 480743806, KIMBALL, MI 48074-3806 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jul 3, 2018 |
| Property Address | 5270 SMITHS CREEK RD, KIMBALL, MI 48074-3806 |
| Document Number | 0049640089 |
| Book / Page | 004964 / 000089 |
| Instrument Date | Jun 28, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2018 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 817 RIVERVIEW LN MARYSVILLE MI 480401507, MARYSVILLE, MI 48040-1507 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jun 27, 2019 |
| Property Address | 5270 SMITHS CREEK RD, KIMBALL, MI 48074-3806 |
| Document Number | 0050700491 |
| Book / Page | 005070 / 000491 |
| Instrument Date | Jun 28, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2019 |
| Title Company | TRANSNATION TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Tax | $1,204.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5270 SMITHS CREEK RD KIMBALL MI 480743806, KIMBALL, MI 48074-3806 |
The 2025 property tax bill for 5270 Smiths Creek Rd was $5,285 with a homeowner's exemption, up 3.1% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Kimball Township |
| Unified School District | Marysville Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $116,300 (+5.63%) | $232,600 | |
| 2025 | $5,285.00 (+3.1%) Homeowner's exemption | $110,100 | |
| 2024 | $5,126.00 | $220,200 | |
| 2023 | $97,400 | ||
| 2022 | $2,332.00 | $194,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 5270 Smiths Creek Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 5270 Smiths Creek Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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