5200 Smiths Creek Rd, Kimball (Smiths Creek), MI 48074 Property Records

St. Clair County property record for 5200 Smiths Creek Rd, Kimball, MI 48074

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,768 sqft · built 1999
Lot Size	5.35 acres (233,046 sqft)
Owner	2 Individual Names on File
Last Sale	$315,000 (Jul 2017)
Tax Bill	$5,245 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-25-026-3001-125`

Property Details

APN / Parcel Number

Primary APN	`74-25-026-3001-125`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,768 sqft Living Area
1st Floor Area	1,582 sqft
Basement Area	1,582 sqft
Unfinished Basement	1,568 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Wood Siding
Roof Type	Gable
Lot Area	233,046 sqft (5.35 acres)
Lot Dimensions	1,412 ft deep x 165 ft wide
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	1,120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	5200 SMITHS CREEK RD
City	KIMBALL
State	MI
Zip	48074-3806
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	BEG S 89D 46M E 1184.36' FROM S 1/4 COR, TH N 0D 15M 11S E 1412.61', TH S 89D 33M 42S E 165', TH S 0D 15M 11S W 1412.02', TH
Legal Range	16E
Legal Township	06N
Legal Section	26
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	KIMBALL
Census Block Group	5
Census Block	5015
Census Tract	634600

Owner

5200 Smiths Creek Rd is owned and occupied by two individuals who bought it in July 2017.

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	5200 SMITHS CREEK RD, KIMBALL, MI 48074-3806
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Deed of Trust, Mortgage · Line of Credit FREESTAR FINANCIAL CREDIT UNION
Nov 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage FREESTAR FINANCIAL CU
Jul 18, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2017 · Amount on File
Deed Sale	Jul 18, 2017 · Amount on File
Prior Sale	Jul 7, 2005 · Amount on File
Deed Document Number	201717648
Deed Book / Page	4850 / 243
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Recording Date	Jul 7, 2026
Property Address	5200 SMITHS CREEK RD, KIMBALL, MI 48074-3806
Document Number	0000013682
Book / Page	5941 / 215
Instrument Date	May 11, 2026
Instrument	202613682
Transaction Type	Mortgage
Record Updated	Jul 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5200 SMITHS CREEK RD, KIMBALL, MI 48074-3806

Mortgage

Document Number	0000013682,
Date	Jul 7, 2026
Book Page	5941/215
Instrument	202613682

Lender

Name	FREESTAR FINANCIAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.37%
Max Rate	-1%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	5200 SMITHS CREEK RD, KIMBALL, MI 48074-3806
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ATA NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0051250655
Date	Nov 27, 2019
Book Page	5125/655
Instrument	2019025107

Lender

Name	FREESTAR FINANCIAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Nov 26, 2044

Interest

Rate Type	Fixed Rate

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jul 18, 2017
Property Address	5200 SMITHS CREEK RD, KIMBALL, MI 48074-3806
Document Number	0048500243
Book / Page	004850 / 000243
Instrument Date	Jun 29, 2017
Transaction Type	Transfer
Record Updated	Aug 18, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$2,709.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	23401 MAPLEVIEW ST MACOMB MI 480425336, MACOMB, MI 48042-5336

Tax Assessment & Valuation

The 2025 property tax bill for 5200 Smiths Creek Rd was $5,245 with a homeowner's exemption, up 3.1% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Kimball Township
Unified School District	Marysville Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$262,200 (+4.63%)	$524,400
2025	$5,245.00 (+3.11%) Homeowner's exemption	$250,600
2024	$5,087.00		$501,200
2023		$237,500
2022	$4,617.00		$475,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5200 Smiths Creek Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5200 Smiths Creek Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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