527 Wayne Ave, El Cajon, CA 92021 Property Records

San Diego County property record for 527 Wayne Ave, El Cajon, CA 92021

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,196 sqft · built 1957
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,000 (Mar 2013)
Tax Bill	$5,528 (2025)
Deeds & Mortgages	Aug 2023 Second Mortgage Dec 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`489-113-06-00`

Property Details

APN / Parcel Number

Primary APN	`489-113-06-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,196 sqft Living Area

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Lot Area	6,000 sqft (0.138 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	527 WAYNE AVE
City	EL CAJON
State	CA
Zip	92021-6442
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 24 TR 003481
Legal Subdivision	ROSELLE MANOR
Legal Tract	003481
Legal Block	2
Legal Lot Number	24
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2003
Census Tract	16302

Owner

Source: San Diego County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	527 WAYNE AVE, EL CAJON, CA 92021-6442
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Dec 24, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage WORLD WIDE CREDIT CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2013 · Amount on Record
Deed Sale	Mar 15, 2013 · Amount on Record
Prior Sale	Dec 31, 2012 · Amount on Record
Deed Document Number	2013168084
Prior Transfer Date	Jan 26, 1995
Prior Transfer Doc	0000041573
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	527 WAYNE AVE, EL CAJON, CA 92021-6442
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	527 WAYNE AVE, EL CAJON, CA 92021-6442

Mortgage

Document Number	0000213309
Date	Aug 7, 2023
Instrument	2023-0213309

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2043

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 24, 2020
Property Address	527 WAYNE AVE, EL CAJON, CA 92021-6442
Document Number	0000834198
Map Reference	MAP 3481
Instrument Date	Dec 17, 2020
Instrument	2020-0834198
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	527 WAYNE AVE, EL CAJON, CA 92021-6442

Mortgage

Document Number	0000834199
Date	Dec 24, 2020
Instrument	2020-0834199

Lender

Name	WORLD WIDE CREDIT CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$401,922 (+2%) Land $238,983 Building $162,939
2025	$5,528.00 (-4.48%)	$394,043 (+4.04%) Land $234,298 Building $159,745
2023	$5,787.00 (+3.43%)	$378,743 Land $225,200 Building $153,543
2022	$5,595.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 647 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, GeoLinks, T-Mobile, Wyyerd Connect.

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