515 Wayne Ave, El Cajon, CA 92021 Property Records

San Diego County property record for 515 Wayne Ave, El Cajon, CA 92021

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,196 sqft · built 1957
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on Record
Last Sale	$745,000 (Apr 2022)
Tax Bill	$10,126 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Aug 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`489-113-08-00`

Property Details

APN / Parcel Number

Primary APN	`489-113-08-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,196 sqft Living Area

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Lot Area	6,000 sqft (0.138 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	515 WAYNE AVE
City	EL CAJON
State	CA
Zip	92021-6442
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 26 TR 003481
Legal Subdivision	ROSELLE MANOR
Legal Tract	003481
Legal Block	2
Legal Lot Number	26
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2003
Census Tract	16302

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	515 WAYNE AVE, EL CAJON, CA 92021-6442
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2022	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 2, 2019	Grant Deed, Transfer · VA Mortgage NAVY FCU
May 1, 2019	Grant Deed, Construction Loan · Conventional with PMI ANCHOR LNS
May 2, 2019	Affidavit of Death, Transfer CALIFORNIA TITLE COMPANY, CALIFORNIA TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 19, 2022 · Amount on Record
Deed Sale	Apr 19, 2022 · Amount on Record
Prior Sale	Aug 2, 2019 · Amount on Record
Deed Document Number	2022171432
Prior Transfer Date	Jun 23, 2015
Prior Transfer Doc	0000342983
Record Updated	Sep 20, 2026

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 19, 2022
Property Address	515 WAYNE AVE, EL CAJON, CA 92021-6442
Document Number	0000171432
Map Reference	MAP 3481
Instrument Date	Apr 11, 2022
Instrument	2022-0171432
Transaction Type	Transfer
Record Updated	Apr 27, 2022
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 WAYNE AVE, EL CAJON, CA 92021-6442

Mortgage

Document Number	0000171433
Date	Apr 19, 2022
Instrument	2022-0171433

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 2, 2019
Property Address	515 WAYNE AVE, EL CAJON, CA 92021-6442
Document Number	0000320311
Instrument Date	Jul 9, 2019
Instrument	320311
Transaction Type	Transfer
Record Updated	Aug 15, 2019
Title Company	CALIFORNIA TITLE COMPANY, CALIFORNIA TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$550.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	515 WAYNE AVE EL CAJON CA 920216442, EL CAJON, CA 92021-6442

Mortgage

Document Number	320312
Date	Aug 2, 2019
Instrument	320312

Lender

Name	NAVY FCU
Type	Credit Union
Address	820 FOLLIN LN SE, VIENNA, VA 22180-4907

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

May 2019: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 1, 2019
Property Address	515 WAYNE AVE, EL CAJON, CA 92021-6442
Document Number	0000162094
Instrument Date	Apr 30, 2019
Instrument	162094
Transaction Type	Construction Loan
Record Updated	May 9, 2019
Title Company	CALIFORNIA TITLE COMPANY, CALIFORNIA TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$401.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1850 HIDDEN MESA RD EL CAJON CA 920193628, EL CAJON, CA 92019-3628

Mortgage

Document Number	162095
Date	May 1, 2019
Instrument	162095

Lender

Name	ANCHOR LNS
Type	Funding / Finance Company
Address	CALABASAS, CA 91302

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

May 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	May 2, 2019
Property Address	515 WAYNE AVE, EL CAJON, CA 92021-6442
Document Number	0000163958
Instrument Date	Apr 30, 2019
Instrument	163958
Transaction Type	Transfer
Record Updated	May 9, 2019
Title Company	CALIFORNIA TITLE COMPANY, CALIFORNIA TITLE CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	444 SANDLER CT ALPINE CA 919011472, ALPINE, CA 91901-1472

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$755,000 (+0.67%) Land $391,000 Building $364,000
2025	$10,126.00 (+10.37%)	$750,000 (+7.91%) Land $389,000 Building $361,000
2023	$9,175.00 (+36.68%)	$695,000 Land $361,000 Building $334,000
2022	$6,713.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 647 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, GeoLinks, T-Mobile, Wyyerd Connect.

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