527 Standish St, Elgin, IL 60123 Property Records

Kane County property record for 527 Standish St, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,526 sqft · built 1910
Lot Size	0.148 acres (6,460 sqft)
Owner	2 Individual Names on File
Last Sale	$152,500 (Oct 2004)
Tax Bill	$4,871 (2025)
Deeds & Mortgages	Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-23-202-001`

Property Details

APN / Parcel Number

Primary APN	`06-23-202-001`

Interior

Full Baths	1 Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,526 sqft Living Area
Gross Area	2,324 sqft
1st Floor Area	1,526 sqft
Basement Area	798 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	6,460 sqft (0.148 acres)
Lot Dimensions	78 ft deep x 83 ft wide

Location & Zoning

Street Address	527 STANDISH ST
City	ELGIN
State	IL
Zip	60123-6330
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	J C & W H KIMBALLS ADDN NORTH 1/2 LOT 4 BLOCK 13
Legal Subdivision	J C&W H KIMBALLS ADDN
Legal Block	13
Legal Lot Number	4
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1014
Census Tract	851600

Owner

Source: Kane County assessment roll, APN 06-23-202-001, as of August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	527 STANDISH ST, ELGIN, IL 60123-6330
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 07, 2004 · Amount on Record
Deed Sale	Oct 07, 2004 · Amount on Record
Deed Document Number	2004131540
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	527 STANDISH ST, ELGIN, IL 60123-6330
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019948
Date	Apr 22, 2020
Instrument	2020K019948

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 01, 2040

Interest

Rate Type	Fixed Rate
Rate	5.12%

Tax Assessment & Valuation

Source: Kane County assessment roll as of August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,871.00 (+15.78%) Homeowner's exemption
2024		$66,185 (+21.4%) Land $15,901 Building $50,284	$198,634 (+21.44%) Land $47,722 Building $150,912
2022	$4,207.00 (+4.86%) Homeowner's exemption	$54,520 (+6.96%) Land $13,098 Building $41,422	$163,560 (+6.96%) Land $39,294 Building $124,266
2021	$4,012.00 Homeowner's exemption	$50,973 Land $12,246 Building $38,727	$152,919 Land $36,738 Building $116,181

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), as of October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 440 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Radiate Holdings Cable	1,500 / 50
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Opiquad, Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IL0894380, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ELGIN serves 114,797 people
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.