509 Standish St, Elgin, IL 60123 Property Records

Kane County property record for 509 Standish St, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,458 sqft · built 1910
Lot Size	0.16 acres (6,973 sqft)
Owner	2 Individual Names on File
Last Sale	$137,000 (Dec 1994)
Tax Bill	$5,525 (2025)
Deeds & Mortgages	Dec 2016 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`06-23-202-006`

Property Details

APN / Parcel Number

Primary APN	`06-23-202-006`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,458 sqft Living Area
Gross Area	2,187 sqft
Basement Area	729 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Construction Type	Frame
Lot Area	6,973 sqft (0.16 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	509 STANDISH ST
City	ELGIN
State	IL
Zip	60123-6465
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	J C & W H KIMBALLS ADDN EAST 44.5 FT OF LOT 2 BLOCK 3
Legal Subdivision	J C&W H KIMBALLS ADDN
Legal Block	3
Legal Lot Number	2
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1014
Census Tract	851600

Owner

Source: Kane County records · APN 06-23-202-006

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	44 N ALFRED AVE, ELGIN, IL 60123-5224
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 09, 1994 · Amount on Record
Deed Sale	Dec 09, 1994 · Amount on Record
Deed Document Number	199489043
Deed Book / Page	1020 / 585
Record Updated	Sep 20, 2026

December 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KANE IL
Property Address	509 STANDISH ST, ELGIN, IL 60123-6465
Document Number	0000011123
Instrument Date	Dec 15, 2016
Transaction Type	Mortgage
Record Updated	Aug 18, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 STANDISH ST ELGIN IL 601236330, ELGIN, IL 60123-6330

Mortgage

Document Number	0000011123
Date	Mar 02, 2017
Instrument	11123

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Amount	Amount Recorded
Term	480 Months
Due	Mar 01, 2057

Interest

Rate Type	Fixed Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,525.00 (+24.72%)	$72,427 (+8.57%) Land $16,410 Building $56,017	$217,368 (+8.57%) Land $49,250 Building $168,118
2024		$66,710 (+30.58%) Land $15,115 Building $51,595	$200,210 (+30.63%) Land $45,363 Building $154,847
2022	$4,430.00 (+3.97%)	$51,089 (+6.96%) Land $12,451 Building $38,638	$153,267 (+6.96%) Land $37,353 Building $115,914
2021	$4,261.00	$47,765 Land $11,641 Building $36,124	$143,295 Land $34,923 Building $108,372

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 8, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Radiate Holdings Cable	1,500 / 50
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Opiquad, Verizon.

Based on FCC filings for 440 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ELGIN serves 114,797 people
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.