527 Stafford Dr, Elyria, OH 44035 Property Records

Lorain County property record for 527 Stafford Dr, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,176 sqft · built 1962
Lot Size	0.219 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$182,000 (Jun 2021)
Tax Bill	$3,076 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-25-030-104-016`

Property Details

APN / Parcel Number

Primary APN	`06-25-030-104-016`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,176 sqft Living Area
1st Floor Area	1,176 sqft
Family Room	Family Room
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1965
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	9,583 sqft (0.219 acres)
Lot Dimensions	127 ft deep x 77 ft wide
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	24 sqft
Deck Area	240 sqft
Patio Area	24 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	527 STAFFORD DR
City	ELYRIA
State	OH
Zip	44035-2955
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTRY CLUB EST 75.00 X 128.00
Legal Subdivision	COUNTRY CLUB ESTATES #2
Legal Tract	25
Legal Block	104
Legal Lot Number	155
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	1
Census Block	1007
Census Tract	70101

Owner

527 Stafford Dr is owned and occupied by an individual who bought it in June 2021.

Source: Lorain County records, as of March 20, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	527 STAFFORD DR, ELYRIA, OH 44035-2955
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2021	Survivorship Deed, Transfer · Conventional Mortgage THIRD FSLA OF CLEVELAND
Sep 28, 2018	Intrafamily Transfer, Transfer · FHA Mortgage AMERICAN MIDWEST MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2021 · Amount on File
Deed Sale	Jun 25, 2021 · Amount on File
Prior Sale	Sep 28, 2018
Deed Document Number	2021003939
Record Updated	Jun 8, 2026

June 2021: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LORAIN OH
Recording Date	Jun 25, 2021
Property Address	527 STAFFORD DR, ELYRIA, OH 44035-2955
Document Number	20210825327
Map Reference	VOL 22 PG 35
Instrument Date	Jun 22, 2021
Instrument	2021-0825327
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	GUARDIAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	527 STAFFORD DR, ELYRIA, OH 44035-2955

Mortgage

Document Number	20210825328
Date	Jun 25, 2021
Instrument	2021-0825328

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

September 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LORAIN OH
Recording Date	Sep 28, 2018
Property Address	527 STAFFORD DR, ELYRIA, OH 44035-2955
Document Number	0000689240
Map Reference	VOL22 PG35
Instrument Date	Sep 11, 2018
Instrument	2018-0689240
Transaction Type	Transfer
Record Updated	Apr 29, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	527 STAFFORD DR, ELYRIA, OH 44035-2955

Mortgage

Document Number	0000689241
Date	Sep 28, 2018
Instrument	2018-0689241

Lender

Name	AMERICAN MIDWEST MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 527 Stafford Dr was $3,076.

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,076.00	$65,320 (%) Land $13,600 Building $51,720	$186,630 (-) Land $38,870 Building $147,760
2024	$3,076.00 (+21.34%)	$65,321 (+40.38%) Land $13,605 Building $51,716	$186,630 (+40.39%) Land $38,870 Building $147,760
2023	$2,535.00 (+0.36%)	$46,530 (-) Land $14,970 Building $31,560	$132,940 Land $42,770 Building $90,170
2022	$2,526.00	$46,530 Land $14,970 Building $31,560
2021			$132,940 Land $42,770 Building $90,170

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 527 Stafford Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 527 Stafford Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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