524 Stafford Dr, Elyria, OH 44035 Property Records

Lorain County property record for 524 Stafford Dr, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,728 sqft · built 1963
Lot Size	0.189 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$208,000 (Nov 2023)
Tax Bill	$2,812 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Oct 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-25-030-102-021`

Property Details

APN / Parcel Number

Primary APN	`06-25-030-102-021`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,728 sqft Living Area
1st Floor Area	1,128 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1965
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	8,276 sqft (0.189 acres)
Lot Dimensions	85 ft deep x 100 ft wide
Porch	Porch
Porch Area	44 sqft
Patio Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	524 STAFFORD DR
City	ELYRIA
State	OH
Zip	44035-2956
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTRY CLUB EST 2 100 X 101
Legal Subdivision	COUNTRY CLUB ESTATES SUBDIVISION #2
Legal Tract	25
Legal Block	102
Legal Lot Number	134
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	1
Census Block	1002
Census Tract	70101

Owner

524 Stafford Dr is owned and occupied by an individual who bought it in November 2023.

Source: Lorain County records, as of March 20, 2026

Owner of Record	Individual Name on File
Mailing Address	524 STAFFORD DR, ELYRIA, OH 44035-2956
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2023	Warranty Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
Oct 1, 2021	Warranty Deed, Transfer · VA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
Nov 4, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 17, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2023 · Amount on File
Deed Sale	Nov 16, 2023 · Amount on File
Prior Sale	Oct 1, 2021 · Amount on File
Deed Document Number	2023006184
Record Updated	Jun 8, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Nov 16, 2023
Property Address	524 STAFFORD DR, ELYRIA, OH 44035-2956
Document Number	0000935988
Map Reference	VOL 22 PG 35
Instrument Date	Nov 13, 2023
Instrument	2023-0935988
Transaction Type	Transfer
Record Updated	Nov 27, 2023
Title Company	INFINITY TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 STAFFORD DR, ELYRIA, OH 44035-2956

Mortgage

Document Number	0000935989
Date	Nov 16, 2023
Instrument	2023-0935989

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

Mortgage

Document Number	0000935990
Date	Nov 16, 2023
Instrument	2023-0935990

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company
Address	IDAHO FALLS, ID 83402

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Oct 1, 2021
Property Address	524 STAFFORD DR, ELYRIA, OH 44035-2956
Document Number	20210842332
Map Reference	VOL 22 PG 35
Instrument Date	Oct 1, 2021
Instrument	2021-0842332
Transaction Type	Transfer
Record Updated	Oct 12, 2021
Title Company	NEWMAN

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 STAFFORD DR, ELYRIA, OH 44035-2956

Mortgage

Document Number	20210842333
Date	Oct 1, 2021
Instrument	2021-0842333

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LORAIN OH
Recording Date	Nov 4, 2020
Property Address	524 STAFFORD DR, ELYRIA, OH 44035-2956
Document Number	0000787233
Instrument Date	Oct 19, 2020
Instrument	787233
Transaction Type	Transfer
Record Updated	Nov 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27671 MARQUETTE BLVD NORTH OLMSTED OH 440701756, NORTH OLMSTED, OH 44070-1756

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LORAIN OH
Recording Date	Jan 17, 2020
Property Address	524 STAFFORD DR, ELYRIA, OH 44035-2956
Document Number	0000746055
Instrument Date	Apr 15, 2016
Instrument	746055
Transaction Type	Transfer
Record Updated	Feb 4, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	257 YALE AVE ELYRIA OH 440356015, ELYRIA, OH 44035-6015

Tax Assessment & Valuation

The 2025 property tax bill for 524 Stafford Dr was $2,812.

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,812.00	$59,730 (+%) Land $12,630 Building $47,100	$170,650 (-) Land $36,090 Building $134,560
2024	$2,812.00 (+11.68%)	$59,728 (+29.27%) Land $12,632 Building $47,096	$170,650 (+29.27%) Land $36,090 Building $134,560
2023	$2,518.00 (+0.4%)	$46,204 (-0.01%) Land $13,899 Building $32,305	$132,010 Land $39,710 Building $92,300
2022	$2,508.00	$46,210 Land $13,900 Building $32,310
2021			$132,010 Land $39,710 Building $92,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 524 Stafford Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 524 Stafford Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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