527 Shade Rd, Cincinnati, OH 45255 Property Records

Clermont County property record for 527 Shade Rd, Cincinnati, OH 45255

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,075 sqft · built 1979
Lot Size1.1 acres (47,916 sqft)
OwnerIndividual Name on Record
Last Sale$330,000 (Jun 2018)
Tax Bill$6,996 (2025)
Deeds & MortgagesJan 2021 Mortgage
Sep 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN28-28-09E-131

Property Details

APN / Parcel Number

Primary APN28-28-09E-131

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area2,075 sqft Living Area
1st Floor Area504 sqft
Basement Area539 sqft
Unfinished Basement539 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Lot Area47,916 sqft (1.1 acres)
View / LotCul-de-sac
Garage Area1,008 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area320 sqft
Deck Area492 sqft
Patio Area242 sqft
Utility Building308 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address527 SHADE RD
CityCINCINNATI
StateOH
Zip45255-5042
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOPPER HILL FARMS; LOT 39
Legal SubdivisionHOPPER HILL FARMS
Legal Lot Number39
JurisdictionCLERMONT OH
Township / Civil DivisionPIERCE
Census Block Group1
Census Block1000
Census Tract41506

Owner

Source: Clermont County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address527 SHADE RD, CINCINNATI, OH 45255-5042
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 4, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUARDIAN SAVINGS BANK FSB
Sep 4, 2019Deed of Trust, Mortgage · Conventional Mortgage
GUARDIAN SAVINGS BANK FSB
Jun 26, 2018Fiduciary Deed, Transfer · Conventional Mortgage
CHEMICAL BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 26, 2018 · Amount on Record
Deed SaleJun 26, 2018 · Amount on Record
Prior SaleAug 1, 1986 · Amount on Record
Deed Document Number201814288
Deed Book / Page2778 / 237
Prior Transfer DateMay 2, 2018
Prior Transfer Doc0000009600
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLERMONT OH
Property Address527 SHADE RD, CINCINNATI, OH 45255-5042
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyPROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000054
DateJan 4, 2021
Book Page2864/5164
Instrument202100000054
Lender
NameGUARDIAN SAVINGS BANK FSB
TypeBank
AddressCINCINNATI, OH 45239
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term162 Months
DueJul 1, 2034

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLERMONT OH
Property Address527 SHADE RD, CINCINNATI, OH 45255-5042
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyPROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000019334
DateSep 4, 2019
Book Page2816/5591
Instrument201900019334
Lender
NameGUARDIAN SAVINGS BANK FSB
TypeBank
AddressCINCINNATI, OH 45239
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueSep 1, 2034

June 2018: Fiduciary Deed, Transfer

Document TypeFiduciary Deed
JurisdictionCLERMONT OH
Recording DateJun 26, 2018
Property Address527 SHADE RD, CINCINNATI, OH 45255-5042
Document Number0000014288
Book / Page2778 / 237
Map ReferencePBW PG36
Instrument DateJun 14, 2018
Instrument201800014288
Transaction TypeTransfer
Record UpdatedMay 16, 2022
Title CompanyPARKWAY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,320.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1736 GEZON PKWY SW, WYOMING, MI 49519-9526

Mortgage

Document Number0000014289
DateJun 26, 2018
Instrument201800014289
Lender
NameCHEMICAL BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateOhio
CountyClermont County
County SubdivisionPierce Township
Unified School DistrictWest Clermont Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,996.00 (-44.33%)$130,100 (-) Land $25,270 Building $104,830
2024$371,700 (-) Land $72,200 Building $299,500
2023$12,568.00 (+152.47%) Homeowner's exemption$130,100 (+53.78%) Land $25,270 Building $104,830$371,700 (+53.79%) Land $72,200 Building $299,500
2022$4,978.00 Homeowner's exemption$84,600 Land $16,450 Building $68,150
2020$241,700 Land $47,000 Building $194,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 6, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLERMONT PUBLIC WATER SYSTEM
private · serves 133,059 people · EPA ID OH1302212
Water SourceSurface water
Last State InspectionMar 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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