527 Claydelle Ave, El Cajon, CA 92020 Property Records

San Diego County property record for 527 Claydelle Ave, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 702 sqft · built 1937
Lot Size	0.241 acres (10,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$665,000 (Apr 2026)
Tax Bill	$6,040 (2025)
Deeds & Mortgages	Jul 2021 Mortgage May 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`488-331-05-00`

Property Details

APN / Parcel Number

Primary APN	`488-331-05-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	702 sqft Living Area

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1937
Lot Area	10,500 sqft (0.241 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	527 CLAYDELLE AVE
City	EL CAJON
State	CA
Zip	92020-6002
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	BLK 15 LOT 3 W 1/2 TR 001173
Legal Subdivision	CHASE ADD
Legal Tract	001173
Legal Block	15
Legal Lot Number	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3004
Census Tract	15802

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	527 CLAYDELLE AVE, EL CAJON, CA 92020-6002
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage WORLD WIDE CREDIT CORP
May 7, 2025	Deed of Trust, Mortgage WILMINGTON TRUST NA
Apr 8, 2026	Grant Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Apr 14, 2020	Grant Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2026 · Amount on Record
Deed Sale	Apr 8, 2026 · Amount on Record
Prior Sale	Apr 14, 2020 · Amount on Record
Deed Document Number	202696468
Prior Transfer Date	Aug 20, 2002
Prior Transfer Doc	0000713619
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	527 CLAYDELLE AVE, EL CAJON, CA 92020-6002
Transaction Type	Mortgage
Record Updated	Apr 16, 2026
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	527 CLAYDELLE AVE, EL CAJON, CA 92020-6002

Mortgage

Document Number	0000498366
Date	Jul 12, 2021
Instrument	2021-0498366

Lender

Name	WORLD WIDE CREDIT CORP
Type	Mortgage Company
Address	SAN DIEGO, CA 92123

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	527 CLAYDELLE AVE, EL CAJON, CA 92020-6002
Transaction Type	Mortgage
Record Updated	Apr 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	527 CLAYDELLE AVE, EL CAJON, CA 92020-6002

Mortgage

Document Number	0000119402
Date	May 7, 2025
Instrument	2025-0119402

Lender

Name	WILMINGTON TRUST NA
Type	Bank
Address	BUFFALO, NY 14210

Agreement

Amount	Amount Recorded

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 8, 2026
Property Address	527 CLAYDELLE AVE, EL CAJON, CA 92020-6002
Document Number	0000096468
Instrument Date	Mar 26, 2026
Instrument	202696468
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$73,881.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	527 CLAYDELLE AVE, EL CAJON, CA 92020-6002

Mortgage

Document Number	0000096469,
Date	Apr 8, 2026
Instrument	202696469

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	5.99%
Max Rate	-1%

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 14, 2020
Property Address	527 CLAYDELLE AVE, EL CAJON, CA 92020-6002
Document Number	0000189920
Map Reference	MAP 1173
Instrument Date	Mar 26, 2020
Instrument	2020-0189920
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATL TTL SAN DIEGO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	527 CLAYDELLE AVE, EL CAJON, CA 92020-6002

Mortgage

Document Number	0000189921
Date	Apr 14, 2020
Instrument	2020-0189921

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Mortgage

Document Number	0000189922
Date	Apr 14, 2020
Instrument	2020-0189922

Lender

Name	GOLDEN STATE FINANCE AUTHORITY
Type	Government Agency
Address	SACRAMENTO, CA 95814

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$474,091 (+2%) Land $334,654 Building $139,437
2025	$6,040.00 (-0.85%) Homeowner's exemption	$464,796 (+4.04%) Land $328,093 Building $136,703
2024	$6,092.00 (-5.08%)
2023	$6,418.00 (+4.66%) Homeowner's exemption	$446,749 Land $315,353 Building $131,396
2022	$6,132.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 618 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon, Wyyerd Connect.

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