521 Claydelle Ave, El Cajon, CA 92020 Property Records

San Diego County property record for 521 Claydelle Ave, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,444 sqft · built 1965
Lot Size	0.241 acres (10,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,280,000 (Aug 2024)
Tax Bill	$16,001 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Sep 2021 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`488-331-03-00`

Property Details

APN / Parcel Number

Primary APN	`488-331-03-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,444 sqft Living Area

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Lot Area	10,500 sqft (0.241 acres)

Location & Zoning

Street Address	521 CLAYDELLE AVE
City	EL CAJON
State	CA
Zip	92020-6002
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	BLK 15 LOT 2 W 150 FT TR 001173
Legal Subdivision	CHASE ADD
Legal Tract	001173
Legal Block	15
Legal Lot Number	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3004
Census Tract	15802

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	521 CLAYDELLE AVE, EL CAJON, CA 92020-6002
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2024	Deed of Trust, Mortgage · Conventional Mortgage BRADLEY SHAMMAM
Sep 15, 2021	Deed of Trust, Mortgage · Line of Credit BBVA USA
Aug 17, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage RATE RABBIT INC
May 13, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jan 21, 2020	Quit Claim Deed, Transfer QUICKEN LNS
Dec 4, 2019	Trustee's Deed, Construction Loan · Construction Mortgage STEPHEN ABLAHAD
Nov 22, 2019	Quit Claim Deed, Transfer LAWYERS TITLE
Nov 22, 2019	Grant Deed, Transfer LAWYERS TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2024 · Amount on Record
Deed Sale	Aug 19, 2024 · Amount on Record
Prior Sale	Nov 22, 2019 · Amount on Record
Deed Document Number	2024221206
Prior Transfer Date	Aug 10, 2021
Prior Transfer Doc	0000584049
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	521 CLAYDELLE AVE, EL CAJON, CA 92020-6002
Transaction Type	Mortgage
Record Updated	Feb 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	666 UPAS ST 404, 404, SAN DIEGO, CA 92103-5035

Mortgage

Document Number	0000026221
Date	Jan 31, 2024
Instrument	2024-0026221

Lender

Name	BRADLEY SHAMMAM
Type	Private Party
Address	2305 VALHALLA VIEW DR, EL CAJON, CA 92019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	7 Months
Due	Aug 1, 2024

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	521 CLAYDELLE AVE, EL CAJON, CA 92020-6002
Transaction Type	Mortgage
Record Updated	Sep 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 CLAYDELLE AVE, EL CAJON, CA 92020-6002

Mortgage

Document Number	0000653692
Date	Sep 15, 2021
Instrument	2021-0653692

Lender

Name	BBVA USA
Type	Bank
Address	SAN DIEGO, CA 92126

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Aug 27, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 17, 2021
Property Address	521 CLAYDELLE AVE, EL CAJON, CA 92020-6002
Document Number	0000584049
Map Reference	MAP 1173
Instrument Date	Aug 10, 2021
Instrument	2021-0584049
Transaction Type	Transfer
Record Updated	Aug 25, 2021
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 CLAYDELLE AVE, EL CAJON, CA 92020-6002

Mortgage

Document Number	0000584050
Date	Aug 17, 2021
Instrument	2021-0584050

Lender

Name	RATE RABBIT INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 13, 2020
Property Address	521 CLAYDELLE AVE, EL CAJON, CA 92020-6002
Document Number	0000243641
Instrument Date	May 12, 2020
Instrument	243641
Transaction Type	Transfer
Record Updated	May 21, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	521 CLAYDELLE AVE EL CAJON CA 920206002, EL CAJON, CA 92020-6002

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 21, 2020
Property Address	521 CLAYDELLE AVE, EL CAJON, CA 92020-6002
Document Number	0000030473
Instrument Date	Jan 15, 2020
Instrument	30473
Transaction Type	Transfer
Record Updated	Feb 4, 2020
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1531 BUENA VIS #C SAN CLEMENTE CA 926724988, C, SAN CLEMENTE, CA 92672-4988

Mortgage

Document Number	30474
Date	Jan 21, 2020
Instrument	30474

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 20, 2050

December 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 4, 2019
Property Address	521 CLAYDELLE AVE, EL CAJON, CA 92020-6002
Instrument Date	Nov 22, 2019
Instrument	563774
Transaction Type	Construction Loan
Record Updated	Dec 17, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1531 BUENA VISTA #C SAN CLEMENTE CA 926724988, C, SAN CLEMENTE, CA 92672-4988

Mortgage

Document Number	0000563774
Date	Dec 4, 2019
Instrument	563774

Lender

Name	STEPHEN ABLAHAD
Address	3431 CAMINITO SANTA FE DOWNS, DEL MAR, CA 92014-4108

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Dec 3, 2020

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 22, 2019
Property Address	521 CLAYDELLE AVE, EL CAJON, CA 92020-6002
Document Number	0000545384
Instrument Date	Nov 15, 2019
Instrument	545384
Transaction Type	Transfer
Record Updated	Dec 4, 2019
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	521 CLAYDELLE AVE EL CAJON CA 920206002, EL CAJON, CA 92020-6002

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 22, 2019
Property Address	521 CLAYDELLE AVE, EL CAJON, CA 92020-6002
Document Number	0000545383
Instrument Date	Aug 12, 2019
Instrument	545383
Transaction Type	Transfer
Record Updated	Dec 4, 2019
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Tax	$451.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	521 CLAYDELLE AVE EL CAJON CA 920206002, EL CAJON, CA 92020-6002

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,305,600 (+2%) Land $765,000 Building $540,600
2025	$16,001.00 (+159.29%)	$1,280,000 (+197%) Land $750,000 Building $530,000
2023	$6,171.00 (+2.85%) Homeowner's exemption	$430,980 Land $273,304 Building $157,676
2022	$6,000.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 618 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon, Wyyerd Connect.

Nearby Properties on Claydelle Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures