527 Cedar St, Osage, IA 50461 Property Records

Mitchell County property record for 527 Cedar St, Osage, IA 50461

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 960 sqft · built 1976
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$125,500 (May 2021)
Tax Bill	$2,500 (2025)
Deeds & Mortgages	Sep 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`1026427009`

Property Details

APN / Parcel Number

Primary APN	`1026427009`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	960 sqft Living Area
Basement Area	960 sqft
Finished Basement	450 sqft
Unfinished Basement	510 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Split Foyer
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Type	Attached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Deck Area	99 sqft
Patio Area	108 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	527 CEDAR ST
City	OSAGE
State	IA
Zip	50461-1239
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EX E 66FT, E 1/2 S 132FT E 1/2 LOT 58 SE 1/4
Legal Range	17W
Legal Township	98N
Legal Section	26
Legal Lot Number	58
Jurisdiction	MITCHELL IA
Township / Civil Division	OSAGE
Census Block Group	3
Census Block	3049
Census Tract	560300

Owner

527 Cedar St is owned and occupied by two individuals who bought it in May 2021.

Source: Mitchell County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	527 CEDAR ST, OSAGE, IA 50461-1239
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2021 · Amount on File
Deed Sale	May 24, 2021 · Amount on File
Prior Sale	Aug 22, 2006 · Amount on File
Deed Document Number	2021965
Deed Book / Page	2021 / 965
Record Updated	Oct 29, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MITCHELL IA
Property Address	527 CEDAR ST, OSAGE, IA 50461-1239
Transaction Type	Mortgage
Record Updated	Jul 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02017/1671
Date	Sep 19, 2017
Book Page	2017/1671
Instrument	2017 1671

Lender

Name	CUSB BANK
Type	Bank
Address	CRESCO, IA 52136

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 527 Cedar St was $2,500 with a homeowner's exemption, up 2% from the year before.

Source: Mitchell County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Mitchell County
Municipality	Osage City
Unified School District	Osage Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,500.00 (+2.04%) Homeowner's exemption	$168,690 Land $11,550 Building $157,140	$168,690 Land $11,550 Building $157,140
2024	$2,450.00
2023		$157,620 (+32.5%) Land $11,550 Building $146,070	$157,620 Land $11,550 Building $146,070
2022	$2,080.00 Homeowner's exemption	$118,960 Land $11,550 Building $107,410
2021			$118,960 Land $11,550 Building $107,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 527 Cedar St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2013–2024)
Most Recent Claim	Jun 2024 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 527 Cedar St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSAGE MUNICIPAL WATER SUPPLY serves 3,637 people · EPA ID IA6663001
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	11 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 500
Mediacom Xtream Cable	1,000 / 50
Osage Municipal Utilities Cable	500 / 50
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20