Mitchell County property record for 524 Cedar St, Osage, IA 50461
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,452 sqft · built 2012 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $150,000 (Oct 2012) |
| Tax Bill | $4,348 (2025) |
| Deeds & Mortgages | Aug 2018 Line of Credit Aug 2018 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1026430032 |
| Primary APN | 1026430032 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,452 sqft Living Area |
| Basement Area | 1,452 sqft |
| Unfinished Basement | 1,452 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,761 sqft (0.27 acres) |
| Lot Dimensions | 133 ft deep x 88 ft wide |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 84 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 524 CEDAR ST |
|---|---|
| City | OSAGE |
| State | IA |
| Zip | 50461-1226 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .27A PARCEL LOT 66 SE 1/4 |
| Legal Range | 17W |
| Legal Township | 98N |
| Legal Section | 26 |
| Legal Lot Number | 66 |
| Jurisdiction | MITCHELL IA |
| Township / Civil Division | OSAGE |
| Census Block Group | 3 |
| Census Block | 3052 |
| Census Tract | 560300 |
524 Cedar St is owned by a company that acquired it in August 2018.
Source: Mitchell County records, as of October 5, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 1009 OAK ST, OSAGE, IA 50461-1615 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 27, 2018 | Deed of Trust, Mortgage · Line of Credit HOME TRUST & SAVINGS BANK |
| Aug 10, 2018 | Warranty Deed, Transfer |
| Aug 23, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 22, 2012 · Amount on File |
| Deed Sale | Oct 22, 2012 · Amount on File |
| Deed Document Number | 20122145 |
| Deed Book / Page | 2012 / 2145 |
| Last Transfer Date | Aug 6, 2018 |
| Transfer Doc | 02018/1877 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL IA |
| Property Address | 524 CEDAR ST, OSAGE, IA 50461-1226 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000002018/0000001898 |
|---|---|
| Date | Aug 27, 2018 |
| Book Page | 0000002018/0000001898 |
| Instrument | 000000001898 |
| Name | HOME TRUST & SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL IA |
| Recording Date | Aug 10, 2018 |
| Property Address | 524 CEDAR ST, OSAGE, IA 50461-1226 |
| Document Number | 02018/1785 |
| Book / Page | 2018 / 1785 |
| Instrument Date | Aug 6, 2018 |
| Instrument | 000000001785 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1009 OAK ST, OSAGE, IA 50461-1615 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL IA |
| Recording Date | Aug 23, 2018 |
| Property Address | 524 CEDAR ST, OSAGE, IA 50461-1226 |
| Document Number | 02018/1877 |
| Book / Page | 2018 / 1877 |
| Instrument Date | Aug 6, 2018 |
| Instrument | 1877 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1009 OAK ST, OSAGE, IA 50461-1615 |
The 2025 property tax bill for 524 Cedar St was $4,348, up 1.5% from the year before.
Source: Mitchell County assessment roll, as of October 21, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Mitchell County |
| Municipality | Osage City |
| Unified School District | Osage Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,348.00 (+1.49%) | $274,430 Land $15,550 Building $258,880 | $274,430 Land $15,550 Building $258,880 |
| 2024 | $4,284.00 | ||
| 2023 | $257,690 (+29.57%) Land $15,550 Building $242,140 | $257,690 Land $15,550 Building $242,140 | |
| 2022 | $3,756.00 | $198,880 Land $15,550 Building $183,330 | |
| 2021 | $198,880 Land $15,550 Building $183,330 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 524 Cedar St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2013–2024) |
| Most Recent Claim | Jun 2024 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 524 Cedar St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSAGE MUNICIPAL WATER SUPPLY serves 3,637 people · EPA ID IA6663001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 11 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nextlink Fixed Wireless | 1,000 / 500 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Osage Municipal Utilities Cable | 500 / 50 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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