527 Bentley St, Oviedo, FL 32765 Property Records

Seminole County property record for 527 Bentley St, Oviedo, FL 32765

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,364 sqft · built 1992
Lot Size0.21 acres (9,149 sqft)
Owner2 Individual Names on Record
Last Sale$237,500 (Dec 2010)
Tax Bill$2,922 (2025)
Deeds & MortgagesJul 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN09-21-31-514-0000-0180

Property Details

APN / Parcel Number

Primary APN09-21-31-514-0000-0180

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures12 Plumbing Fixtures
Stories1 Story
Building Area2,364 sqft Living Area
1st Floor Area2,364 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area9,149 sqft
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area1 sqft
PorchPorch
Porch Area42 sqft
Patio Area452 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address527 BENTLEY ST
CityOVIEDO
StateFL
Zip32765-8167
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 18 BENTLEY WOODS PB 41 PGS 79 TO 82
Legal Range31E
Legal Township21S
Legal Section09
Legal SubdivisionBENTLEY WOODS
Legal Tract514
Legal Lot Number18
JurisdictionSEMINOLE FL
Township / Civil DivisionOVIEDO
Census Block Group1
Census Block1034
Census Tract21313

Owner

Source: Seminole County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address527 BENTLEY ST, OVIEDO, FL 32765-8167
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 1, 2010 · Amount on Record
Deed SaleDec 1, 2010 · Amount on Record
Deed Document Number0007512324
Record UpdatedJun 8, 2026

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address527 BENTLEY ST, OVIEDO, FL 32765-8167
Document Number0089511557
Book / Page008951 / 001557
Instrument DateJul 6, 2017
Transaction TypeMortgage
Record UpdatedAug 25, 2017
Title CompanyMORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SERVICES INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address527 BENTLEY ST OVIEDO FL 327658167, OVIEDO, FL 32765-8167

Mortgage

Document Number0089511557
DateJul 12, 2017
Book Page008951/001557
Instrument70676
Lender
NameFAIRWINDS CU
AddressORLANDO, FL 32801
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 11, 2032

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
MunicipalityOviedo City
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,922.00 (+13.26%) Homeowner's exemption$210,768 (+5.99%)$502,667 (+8.68%) Land $125,000 Building $377,667
2023$2,580.00 (+3.04%) Homeowner's exemption$198,862 (+3%)$462,532 (+2.95%) Land $115,000 Building $347,532
2022$2,504.00 Homeowner's exemption$193,070$449,263 Land $105,000 Building $344,263

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 61 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies61 in force
Nearby Flood Claims40 (1992–2024)
Claims Outside the SFHA9 of 40
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Oct 2022 · 5 claims
  • Tropical Storm Fay, Sep 2008 · 13 claims
  • Hurricane Frances, Sep 2004 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OVIEDO
serves 47,933 people · EPA ID FL3590970
Water SourceGroundwater
Last State InspectionJul 2023
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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