527 13th St, Rockford, IL 61104 Property Records

Winnebago County property record for 527 13th St, Rockford, IL 61104

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 1,366 sqft · built 1912
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$100,500 (Jun 2025)
Tax Bill	$1,234 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Aug 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`205B839`

Property Details

APN / Parcel Number

Primary APN	`205B839`
Alternative APN	`1125179028`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,366 sqft Living Area
Gross Area	1,932 sqft
1st Floor Area	566 sqft
Basement Area	566 sqft
Game Room	Game Room
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Architectural Style	Old Style
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)
View / Lot	Corner
Garage Type	Detached
Garage Area	510 sqft
Parking Spaces	1 Parking Space
Porch	Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	527 13TH ST
City	ROCKFORD
State	IL
Zip	61104-3306
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2
Legal Description	W T ROBERTSONS ADDN S 52 FT E 14 FT LOT 20 + S 52 FT LOTS 21 + 022 BLOCK 002
Legal Subdivision	W T ROBERTSONS ADDN
Legal Block	002
Legal Lot Number	20-21
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROCKFORD
Census Block Group	2
Census Block	2013
Census Tract	1300

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	171 BRIGHTWATER DR, 6, CLEARWATER BEACH, FL 33767-2412
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2022	Deed, Transfer · Conventional Mortgage HOLCOMB STATE BANK
Aug 28, 2020	Deed of Trust, Mortgage · Line of Credit HOLCOMB BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2025 · Amount on Record
Deed Sale	Jun 10, 2025 · Amount on Record
Prior Sale	Feb 14, 2022 · Amount on Record
Deed Document Number	202514058
Prior Transfer Date	Mar 22, 2022
Prior Transfer Doc	0000010261
Record Updated	Oct 29, 2026

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Feb 14, 2022
Property Address	527 13TH ST, ROCKFORD, IL 61104-3306
Document Number	0000004595
Map Reference	DB 58 PG 262
Instrument Date	Feb 11, 2022
Instrument	2204595
Transaction Type	Transfer
Record Updated	Mar 9, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$108.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1815 CANDLEWICK DR SW, POPLAR GROVE, IL 61065-9080

Mortgage

Document Number	0000004596
Date	Feb 14, 2022
Instrument	2204596

Lender

Name	HOLCOMB STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	527 13TH ST, ROCKFORD, IL 61104-3306
Document Number	0001026174
Instrument Date	Aug 28, 2020
Transaction Type	Mortgage
Record Updated	Sep 18, 2020
Title Company	TITLE UNDERWRITERS AGENCY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4114 DORSET DR ROCKFORD IL 611146155, ROCKFORD, IL 61114-6155

Mortgage

Document Number	0001026174
Date	Sep 8, 2020
Instrument	1026174

Lender

Name	HOLCOMB BK
Address	ROCHELLE, IL 61068

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Sep 7, 2025

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Rockford Township
Municipality	Rockford City
Unified School District	Rockford School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,234.00	$13,984 (+38.98%) Land $1,528 Building $12,456	$41,952 (+38.98%) Land $4,584 Building $37,368
2022		$10,062 Land $1,080 Building $8,982	$30,186 Land $3,240 Building $26,946

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	18 (2006–2024)
Most Recent Claim	Jul 2024 · Severe Storms, Tornadoes, Straight-line Winds, And Floodng
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Floodng, Jul 2024 · 2 claims Severe Storms And Flooding, Aug 2007 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKFORD serves 147,051 people · EPA ID IL2010300
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 546 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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