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523 13th St, Rockford, IL 61104 Property Records

Winnebago County property record for 523 13th St, Rockford, IL 61104

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,386 sqft · built 1925
Lot Size0.14 acres (6,098 sqft)
OwnerIndividual Name on Record
Last Sale$67,000 (Jul 2021)
Tax Bill$856 (2025)
Deeds & MortgagesJul 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN205B840

Property Details

APN / Parcel Number

Primary APN205B840
Alternative APN
  • 1125179027

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,386 sqft Living Area
Gross Area1,916 sqft
1st Floor Area950 sqft
Basement Area950 sqft
Finished Basement420 sqft
Unfinished Basement530 sqft
Game RoomGame Room
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Architectural StyleBungalow
Construction TypeFrame
Roof MaterialAsphalt
Lot Area6,098 sqft (0.14 acres)
Lot Dimensions118 ft deep x 52 ft wide
Garage TypeDetached
Garage Area440 sqft
Parking Spaces1 Parking Space
PorchPorch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address523 13TH ST
CityROCKFORD
StateIL
Zip61104-3306
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionW T ROBERTSONS ADDN N 52 FT S 104 FT E14 FT LOT 20 + N 52 FT S 104 FT LOTS21 + 022 BLOCK 002
Legal SubdivisionW T ROBERTSONS ADDN
Legal Block2
Legal Lot Number20-21
JurisdictionWINNEBAGO IL
Township / Civil DivisionROCKFORD
Census Block Group2
Census Block2013
Census Tract1300

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address523 13TH ST, ROCKFORD, IL 61104-3306
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 15, 2021 · Amount on Record
Deed SaleJul 15, 2021 · Amount on Record
Prior SaleAug 4, 2006 · Amount on Record
Deed Document Number202124858
Record UpdatedOct 29, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINNEBAGO IL
Recording DateJul 15, 2021
Property Address523 13TH ST, ROCKFORD, IL 61104-3306
Document Number0000024858
Map ReferenceDB 58 PG 262
Instrument DateJul 14, 2021
Instrument2124858
Transaction TypeTransfer
Record UpdatedAug 18, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$100.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address523 13TH ST, ROCKFORD, IL 61104-3306

Mortgage

Document Number0000024859
DateJul 15, 2021
Instrument2124859
Lender
NameMIDWEST COMMUNITY BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate3.13%

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionRockford Township
MunicipalityRockford City
Unified School DistrictRockford School District 205 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$856.00 (-27.58%) Homeowner's exemption Senior Citizen's exemption$26,158 (+11.43%) Land $3,367 Building $22,791$78,474 (+11.43%) Land $10,101 Building $68,373
2024$1,182.00$23,475 (+26.88%) Land $3,022 Building $20,453$70,425 (+26.88%) Land $9,066 Building $61,359
2022Homeowner's exemption$18,502 Land $2,382 Building $16,120$55,506 Land $7,146 Building $48,360

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims18 (2006–2024)
Most Recent ClaimJul 2024 · Severe Storms, Tornadoes, Straight-line Winds, And Floodng
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds, And Floodng, Jul 2024 · 2 claims
  • Severe Storms And Flooding, Aug 2007 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROCKFORD
serves 147,051 people · EPA ID IL2010300
Water SourceGroundwater
Last State InspectionJan 2024
Lead10 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 546 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber · Fixed Wireless		2,000 / 2,000
Xfinity
Cable		2,000 / 250

May also be available: AT&T, Verizon.

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