5266 Palmera Dr, Oceanside, CA 92056 Property Records

San Diego County property record for 5266 Palmera Dr, Oceanside, CA 92056

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,478 sqft · built 1999
Lot Size1.53 acres (67,082 sqft)
Owner2 Individual Names on Record
Last Sale$385,000 (Aug 2001)
Tax Bill$7,291 (2025)
Deeds & MortgagesDec 2020 Mortgage
Dec 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN158-661-19-00

Property Details

APN / Parcel Number

Primary APN158-661-19-00
Alternative APN
  • 1581305200

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,478 sqft Living Area

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Lot Area67,082 sqft
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address5266 PALMERA DR
CityOCEANSIDE
StateCA
Zip92056-2119
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeOS
Legal DescriptionLOT 87 TR 013461
Legal SubdivisionMISSION SANTA FE
Legal Tract013461
Legal Block3
Legal Lot Number87
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group3
Census Block3000
Census Tract19301

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5266 PALMERA DR, OCEANSIDE, CA 92056-2119
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Dec 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Dec 27, 2019Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
May 25, 2017Quit Claim Deed, Transfer · Conventional Mortgage
JG WENTWORTH HM LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 14, 2001 · Amount on Record
Deed SaleAug 14, 2001 · Amount on Record
Prior SaleAug 31, 1998 · Amount on Record
Deed Document Number2001574184
Last Transfer DateMar 27, 2017
Transfer Doc0000234830
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address5266 PALMERA DR, OCEANSIDE, CA 92056-2119
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address5266 PALMERA DR, OCEANSIDE, CA 92056-2119

Mortgage

Document Number0000843968
DateDec 30, 2020
Instrument2020-0843968
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address5266 PALMERA DR, OCEANSIDE, CA 92056-2119
Document Number0000041206
Instrument DateDec 27, 2019
Transaction TypeMortgage
Record UpdatedFeb 12, 2020
Title CompanyAMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5266 PALMERA DR OCEANSIDE CA 920562119, OCEANSIDE, CA 92056-2119

Mortgage

Document Number0000041206
DateJan 27, 2020
Instrument41206
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 26, 2050

May 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateMay 25, 2017
Property Address5266 PALMERA DR, OCEANSIDE, CA 92056-2119
Document Number0000234830
Instrument DateMar 27, 2017
Instrument234830
Transaction TypeTransfer
Record UpdatedJun 1, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5266 PALMERA DR OCEANSIDE CA 920562119, OCEANSIDE, CA 92056-2119

Mortgage

Document Number234831
DateMay 25, 2017
Instrument234831
Lender
NameJG WENTWORTH HM LNDG
AddressWOODBRIDGE, VA 22192
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 24, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$645,114 (+2%) Land $217,918 Building $427,196
2025$7,291.00 (+8.46%) Homeowner's exemption$632,466 (+4.04%) Land $213,646 Building $418,820
2023$6,722.00 (+0.25%) Homeowner's exemption$607,907 Land $205,350 Building $402,557
2022$6,705.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber · Cable in parts of the area
2,000 / 35
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

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