San Diego County property record for 5261 Palmera Dr, Oceanside, CA 92056
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,983 sqft · built 1999 |
| Lot Size | 0.86 acres (37,462 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,315,000 (May 2024) |
| Tax Bill | $15,365 (2025) |
| Deeds & Mortgages | Dec 2023 Mortgage Nov 2023 Transfer + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 158-661-21-00 |
| Primary APN | 158-661-21-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,983 sqft Living Area |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Lot Area | 37,462 sqft (0.86 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 5261 PALMERA DR |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92056-2117 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OS |
| Legal Description | LOT 89 TR 013461 |
| Legal Subdivision | MISSION SANTA FE |
| Legal Tract | 013461 |
| Legal Block | 3 |
| Legal Lot Number | 89 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 19301 |
Source: San Diego County records · APN 158-661-21-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5261 PALMERA DR, OCEANSIDE, CA 92056-2117 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Date | Document |
|---|---|
| Dec 22, 2023 | Deed of Trust, Mortgage · Conventional Mortgage RBC BANK (GEORGIA) NA |
| Nov 06, 2023 | Intrafamily Transfer, Transfer |
| Aug 03, 2023 | Intrafamily Transfer, Transfer |
| Apr 06, 2023 | Grant Deed, Transfer · Conventional Mortgage LENDSURE MORTGAGE CORP |
| Aug 29, 2022 | Grant Deed, Transfer · VA Mortgage ROCKET MORTGAGE LLC |
| May 17, 2020 | Deed of Trust, Mortgage QUICKEN LNS |
| Sep 20, 2019 | Grant Deed, Transfer · Conventional with PMI QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 23, 2024 · Amount on Record |
| Deed Sale | May 23, 2024 · Amount on Record |
| Prior Sale | Apr 06, 2023 · Amount on Record |
| Deed Document Number | 2024129924 |
| Prior Transfer Date | Nov 06, 2023 |
| Prior Transfer Doc | 0000307697 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 5261 PALMERA DR, OCEANSIDE, CA 92056-2117 |
| Transaction Type | Mortgage |
| Record Updated | Jan 02, 2024 |
| Title Company | STEWART TITLE, STEWART TITLE OF CA INC |
| Name | Verified Name |
|---|---|
| Address | 5261 PALMERA DR, OCEANSIDE, CA 92056-2117 |
| Document Number | 0000351462 |
|---|---|
| Date | Dec 22, 2023 |
| Instrument | 2023-0351462 |
| Name | RBC BANK (GEORGIA) NA |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27617 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Type Change Date | Jan 01, 2027 |
| Change Frequency | 6 Months |
| Min Rate At Change | 4.5% |
| Max Rate At Change | 8.5% |
| Margin | 3 |
| Max Rate | 11.5% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Nov 06, 2023 |
| Property Address | 5261 PALMERA DR, OCEANSIDE, CA 92056-2117 |
| Document Number | 0000307697 |
| Map Reference | MAP 13461 |
| Instrument Date | Nov 06, 2023 |
| Instrument | 2023-0307697 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 5261 PALMERA DR, OCEANSIDE, CA 92056-2117 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Aug 03, 2023 |
| Property Address | 5261 PALMERA DR, OCEANSIDE, CA 92056-2117 |
| Document Number | 0000210820 |
| Map Reference | MAP 13461 |
| Instrument Date | Aug 03, 2023 |
| Instrument | 2023-0210820 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5261 PALMERA DR, OCEANSIDE, CA 92056-2117 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 06, 2023 |
| Property Address | 5261 PALMERA DR, OCEANSIDE, CA 92056-2117 |
| Document Number | 0000090066 |
| Map Reference | MAP 13461 |
| Instrument Date | Feb 22, 2023 |
| Instrument | 2023-0090066 |
| Transaction Type | Transfer |
| Record Updated | Apr 17, 2023 |
| Title Company | TICOR TITLE RIVERSIDE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 5261 PALMERA DR, OCEANSIDE, CA 92056-2117 |
| Document Number | 0000090067 |
|---|---|
| Date | Apr 06, 2023 |
| Instrument | 2023-0090067 |
| Name | LENDSURE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2053 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Aug 29, 2022 |
| Property Address | 5261 PALMERA DR, OCEANSIDE, CA 92056-2117 |
| Document Number | 0000345679 |
| Map Reference | FILE 1997-0381601 |
| Instrument Date | Jul 29, 2022 |
| Instrument | 2022-0345679 |
| Transaction Type | Transfer |
| Record Updated | Sep 06, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 5261 PALMERA DR, OCEANSIDE, CA 92056-2117 |
| Document Number | 0000345680 |
|---|---|
| Date | Aug 29, 2022 |
| Instrument | 2022-0345680 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 5261 PALMERA DR, OCEANSIDE, CA 92056-2117 |
| Document Number | 0000257810 |
| Instrument Date | May 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5261 PALMERA DR OCEANSIDE CA 920562117, OCEANSIDE, CA 92056-2117 |
| Document Number | 0000257810 |
|---|---|
| Date | May 21, 2020 |
| Instrument | 257810 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | EAST LANSING, MI 48826-1906 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 20, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 20, 2019 |
| Property Address | 5261 PALMERA DR, OCEANSIDE, CA 92056-2117 |
| Document Number | 0000414103 |
| Instrument Date | Aug 28, 2019 |
| Instrument | 414103 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $768.90 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5261 PALMERA DR JULIAN CA 92036, JULIAN, CA 92036 |
| Document Number | 414104 |
|---|---|
| Date | Sep 20, 2019 |
| Instrument | 414104 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 19, 2049 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Vista Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,368,126 (+2%) Land $1,144,440 Building $223,686 | |
| 2025 | $15,365.00 (+17.55%) | $1,341,300 (+12.81%) Land $1,122,000 Building $219,300 |
| 2023 | $13,071.00 (+62.13%) | $1,189,000 Land $800,000 Building $389,000 |
| 2022 | $8,062.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber · Cable in parts of the area | 2,000 / 35 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
Based on FCC filings for 584 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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