5266 Co Rd 16, Waterloo, IN 46793 Property Records

DeKalb County property record for 5266 Co Rd 16, Waterloo, IN 46793

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 1,489 sqft · built 1875
Lot Size	15.8 acres (689,555 sqft)
Owner	Individual Name on Record
Last Sale	$182,400 (Feb 2018)
Tax Bill	$1,841 (2025)
Deeds & Mortgages	Jun 2020 Line of Credit May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-03-29-100-003.000-005`

Property Details

APN / Parcel Number

Primary APN	`17-03-29-100-003.000-005`
Alternative APN	`040329100003`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,489 sqft Living Area
1st Floor Area	1,489 sqft
Basement Area	1,073 sqft
Unfinished Basement	1,073 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1875
Effective Year Built	Effective 1970
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	689,555 sqft (15.8 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Granary	50 sqft
Lean-To	720 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	040329100003
Street Address	5266 COUNTY ROAD 16
City	WATERLOO
State	IN
Zip	46793-9752
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	E1/2 W1/2 NW1/4 SECTION 29 TWP 35 RANGE 14 ACRES 15.83
Jurisdiction	DE KALB IN
Township / Civil Division	FRANKLIN
Census Block Group	3
Census Block	3034
Census Tract	20100

Owner

Source: DeKalb County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	5266 COUNTY ROAD 16, WATERLOO, IN 46793-9752
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2020	Deed of Trust, Mortgage · Line of Credit HORIZON BANK
May 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage HORIZON BANK
Feb 2, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage HORIZON BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 2, 2018 · Amount on Record
Deed Sale	Feb 2, 2018 · Amount on Record
Prior Sale	Jul 15, 2014 · Amount on Record
Deed Document Number	2018615
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IN
Property Address	5266 COUNTY ROAD 16, WATERLOO, IN 46793-9752
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202003515
Date	Jun 22, 2020
Instrument	202003515

Lender

Name	HORIZON BANK
Type	Bank
Address	MICHIGAN CITY, IN 46360

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 3, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IN
Property Address	5266 COUNTY ROAD 16, WATERLOO, IN 46793-9752
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202002555
Date	May 15, 2020
Instrument	202002555

Lender

Name	HORIZON BANK
Type	Bank
Address	MICHIGAN CITY, IN 46360

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

February 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DE KALB IN
Recording Date	Feb 2, 2018
Property Address	5266 COUNTY ROAD 16, WATERLOO, IN 46793-9752
Document Number	201800615
Instrument Date	Jan 26, 2018
Instrument	201800615
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5266 COUNTY ROAD 16, WATERLOO, IN 46793-9752

Mortgage

Document Number	201800616
Date	Feb 2, 2018
Instrument	201800616

Lender

Name	HORIZON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	DeKalb County
County Subdivision	Franklin Township
Unified School District	Hamilton Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,841.00 (+84.47%)	$383,700 (+100.47%) Land $53,300 Building $330,400	$383,700 (+100.47%) Land $53,300 Building $330,400
2024	$998.00 (+11.26%)	$191,400 (+6.51%) Land $49,400 Building $142,000	$191,400 (+6.51%) Land $49,400 Building $142,000
2023	$897.00 (+1.93%)	$179,700 (+15.71%) Land $44,000 Building $135,700	$179,700 (+15.71%) Land $44,000 Building $135,700
2022	$880.00	$155,300 Land $37,000 Building $118,300	$155,300 Land $37,000 Building $118,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2009)
Most Recent Claim	Mar 2009 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MetaLINK Technologies Fixed Wireless	500 / 100
Mercury Fiber Fixed Wireless	150 / 20
Lakeland Internet Fixed Wireless	100 / 20

May also be available: Verizon, Watch TV.

Cell Coverage

5G (outdoors only) and 4G LTE

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