5242 Co Rd 16, Waterloo, IN 46793 Property Records

DeKalb County property record for 5242 Co Rd 16, Waterloo, IN 46793

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,332 sqft · built 1980
Lot Size	3.84 acres (167,270 sqft)
Owner	Individual Name on File
Last Sale	$183,800 (May 2018)
Tax Bill	$1,106 (2025)
Deeds & Mortgages	Mar 2021 Mortgage May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-03-29-100-001.000-005`

Property Details

APN / Parcel Number

Primary APN	`17-03-29-100-001.000-005`
Alternative APN	`040329100001`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,332 sqft Living Area
1st Floor Area	1,332 sqft
Basement Area	900 sqft
Unfinished Basement	900 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Construction Type	Wood
Roof Material	Asphalt
Lot Area	167,270 sqft (3.84 acres)
Terrain	Rolling

Exterior Amenities

Pool Area	352 sqft
Shed	1 Shed
Shed Area	112 sqft
Lean-To	512 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	040329100001
Street Address	5242 COUNTY ROAD 16
City	WATERLOO
State	IN
Zip	46793-9752
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT W1/2 W1/2 NW1/4 SECTION 29 TWP 35 RANGE 14 ACRES 3.8400
Jurisdiction	DE KALB IN
Township / Civil Division	FRANKLIN
Census Block Group	3
Census Block	3034
Census Tract	20100

Owner

5242 Co Rd 16 is owned and occupied by an individual who bought it in May 2018.

Source: DeKalb County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	5242 COUNTY ROAD 16, WATERLOO, IN 46793-9752
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage PROFED FCU
May 14, 2018	Warranty Deed, Transfer · Conventional Mortgage PROFED FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 14, 2018 · Amount on File
Deed Sale	May 14, 2018 · Amount on File
Prior Sale	Sep 17, 2008 · Amount on File
Deed Document Number	20182369
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IN
Property Address	5242 COUNTY ROAD 16, WATERLOO, IN 46793-9752
Transaction Type	Mortgage
Record Updated	Mar 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202101755
Date	Mar 10, 2021
Instrument	202101755

Lender

Name	PROFED FCU
Type	Credit Union
Address	FORT WAYNE, IN 46805

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IN
Recording Date	May 14, 2018
Property Address	5242 COUNTY ROAD 16, WATERLOO, IN 46793-9752
Document Number	201802369
Instrument Date	May 10, 2018
Instrument	201802369
Transaction Type	Transfer
Record Updated	Nov 29, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5242 COUNTY ROAD 16, WATERLOO, IN 46793-9752

Mortgage

Document Number	201802370
Date	May 14, 2018
Instrument	201802370

Lender

Name	PROFED FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 5242 Co Rd 16 was $1,106, up 27.4% from the year before.

Source: DeKalb County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	DeKalb County
County Subdivision	Franklin Township
Unified School District	Hamilton Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,106.00 (+27.42%)	$219,800 (+19.52%) Land $54,100 Building $165,700	$219,800 (+19.52%) Land $54,100 Building $165,700
2024	$868.00 (+10.43%)	$183,900 (+6.61%) Land $49,100 Building $134,800	$183,900 (+6.61%) Land $49,100 Building $134,800
2023	$786.00 (+2.08%)	$172,500 (+14.01%) Land $45,500 Building $127,000	$172,500 (+14.01%) Land $45,500 Building $127,000
2022	$770.00	$151,300 Land $39,600 Building $111,700	$151,300 Land $39,600 Building $111,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5242 Co Rd 16 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2009)
Most Recent Claim	Mar 2009 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5242 Co Rd 16 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MetaLINK Technologies Fixed Wireless	500 / 100
Mercury Fiber Fixed Wireless	150 / 20
Lakeland Internet Fixed Wireless	100 / 20

May also be available: Verizon, Watch TV.

Cell Coverage

5G (outdoors only) and 4G LTE

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