5265 S Harmony Rd, Bloomington, IN 47403 Property Records

Monroe County property record for 5265 S Harmony Rd, Bloomington, IN 47403

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,634 sqft · built 1979
Lot Size	1.5 acres (65,340 sqft)
Owner	Individual Name on Record
Tax Bill	$1,008 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`016-23850-00`

Property Details

APN / Parcel Number

Primary APN	`016-23850-00`
Alternative APN	`53-09-28-100-003.001-015`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,634 sqft Living Area
1st Floor Area	1,634 sqft
Basement Area	1,085 sqft
Finished Basement	400 sqft
Unfinished Basement	1,085 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1991
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	65,340 sqft (1.5 acres)
Terrain	Rolling
Garage Type	Basement
Garage Area	516 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	016-23850-00
Street Address	5265 S HARMONY RD
City	BLOOMINGTON
State	IN
Zip	47403-9587
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRR
Legal Description	PT W1/2 NE 28-8-2W 1.50A
Jurisdiction	MONROE IN
Township / Civil Division	VAN BUREN
Census Block Group	5
Census Block	5007
Census Tract	1200

Owner

Source: Monroe County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5265 S HARMONY RD, BLOOMINGTON, IN 47403-9587
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2026	Deed of Trust, Mortgage · Line of Credit OLD NATIONAL BANK
Aug 13, 2018	Deed of Trust, Mortgage OLD NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	5265 S HARMONY RD, BLOOMINGTON, IN 47403-9587
Transaction Type	Mortgage
Record Updated	Feb 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5265 S HARMONY RD, BLOOMINGTON, IN 47403-9587

Mortgage

Document Number	2026000713
Date	Jan 20, 2026
Instrument	2026000713

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	4191 W 3RD ST, BLOOMINGTON, IN 47404

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 25, 2055

Interest

Change Frequency	Monthly

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	5265 S HARMONY RD, BLOOMINGTON, IN 47403-9587
Transaction Type	Mortgage
Record Updated	Sep 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018010960
Date	Aug 13, 2018
Instrument	2018010960

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	BLOOMINGTON, IN 47404

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Aug 1, 2028

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Monroe County
County Subdivision	Van Buren Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,008.00 (+1.82%)	$253,300 (+15.87%) Land $52,500 Building $200,800	$253,300 (+15.87%) Land $52,500 Building $200,800
2024	$990.00 (+12.63%)
2023		$218,600 (+9.41%) Land $42,000 Building $176,600	$218,600 (+9.41%) Land $42,000 Building $176,600
2022	$879.00	$199,800 Land $41,100 Building $158,700	$199,800 Land $41,100 Building $158,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN MONROE WATER AUTHORITY private · serves 8,877 people · EPA ID IN5253007
Water Source	Purchased surface water from CITY OF BLOOMINGTON UTILITIES
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Smithville Communications Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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