5178 S Harmony Rd, Bloomington, IN 47403 Property Records

Monroe County property record for 5178 S Harmony Rd, Bloomington, IN 47403

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,104 sqft · built 1946
Lot Size	0.71 acres (30,928 sqft)
Owner	2 Individual Names on Record
Last Sale	$167,000 (Apr 2018)
Tax Bill	$1,526 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`016-09510-00`

Property Details

APN / Parcel Number

Primary APN	`016-09510-00`
Alternative APN	`53-09-28-203-042.000-015`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,104 sqft Living Area
1st Floor Area	1,104 sqft

Exterior

Year Built	Built 1946
Effective Year Built	Effective 2010
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	30,928 sqft (0.71 acres)
Lot Dimensions	206 ft deep x 150 ft wide
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	016-09510-00
Street Address	5178 S HARMONY RD
City	BLOOMINGTON
State	IN
Zip	47403-9525
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Description	INDIAN VALLEY LOT 11
Legal Subdivision	INDIAN VLY SUB
Legal Lot Number	11
Jurisdiction	MONROE IN
Township / Civil Division	VAN BUREN
Census Block Group	3
Census Block	3012
Census Tract	1200

Owner

Source: Monroe County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5178 S HARMONY RD, BLOOMINGTON, IN 47403-9525
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Nov 4, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Apr 10, 2018	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2018 · Amount on Record
Deed Sale	Apr 10, 2018 · Amount on Record
Prior Sale	Apr 9, 2018 · Amount on Record
Deed Document Number	20184178
Prior Transfer Date	May 19, 2008
Prior Transfer Doc	2008008841
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	5178 S HARMONY RD, BLOOMINGTON, IN 47403-9525
Transaction Type	Mortgage
Record Updated	Jun 12, 2023
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022003139
Date	Feb 25, 2022
Instrument	2022003139

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	5178 S HARMONY RD, BLOOMINGTON, IN 47403-9525
Transaction Type	Mortgage
Record Updated	Jun 12, 2023
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5178 S HARMONY RD, BLOOMINGTON, IN 47403-9525

Mortgage

Document Number	2020018414
Date	Nov 4, 2020
Instrument	2020018414

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	330 Months
Due	May 1, 2048

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Apr 10, 2018
Property Address	5178 S HARMONY RD, BLOOMINGTON, IN 47403-9525
Document Number	2018004178
Map Reference	MB 05 PG 101
Instrument Date	Apr 9, 2018
Instrument	2018004178
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5178 S HARMONY RD, BLOOMINGTON, IN 47403-9525

Mortgage

Document Number	2018004179
Date	Apr 10, 2018
Instrument	2018004179

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Monroe County
County Subdivision	Van Buren Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,526.00 (+1.06%)	$224,200 (+16.29%) Land $54,700 Building $169,500	$224,200 (+16.29%) Land $54,700 Building $169,500
2024	$1,510.00 (+25.62%)
2023		$192,800 (+8.13%) Land $36,500 Building $156,300	$192,800 (+8.13%) Land $36,500 Building $156,300
2022	$1,202.00	$178,300 Land $36,500 Building $141,800	$178,300 Land $36,500 Building $141,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1996)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VAN BUREN WATER, INC. serves 6,670 people · EPA ID IN5253008
Water Source	Purchased surface water from CITY OF BLOOMINGTON UTILITIES
Last State Inspection	Jan 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Smithville Communications Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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