5265 E Bay Dr, Apt 810, Clearwater, FL 33764 Property Records

Pinellas County property record for 5265 E Bay Dr, Apt 810, Clearwater, FL 33764

Property Summary

Property Type	Condominium
Details	900 sqft · built 1983
Lot Size	0.61 acres (26,550 sqft)
Owner	Individual Name on Record
Last Sale	$132,000 (Nov 2019)
Tax Bill	$1,412 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C62-000-764-1358-2`

Property Details

APN / Parcel Number

Primary APN	`C62-000-764-1358-2`
Alternative APNs	`31-29-16-03631-008-0810` `291631036310080810` `162931036310080810` `R343136`

Interior

Units	120 Units
Stories	1 Story
Building Area	900 sqft Living Area
1st Floor Area	900 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1990
Architectural Style	Condo/Apartment
Exterior Material	Brick/Stone
Construction Type	Wood
Lot Area	26,550 sqft (0.61 acres)
View / Lot	Corner
Garage Type	Carport
Carport	Carport
Porch	Enclosed Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	R343136
Street Address	5265 E BAY DR, 810
City	CLEARWATER
State	FL
Zip	33764-6832
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	BAY OAKS CONDO PHASE 7 BLDG 8, UNIT 810
Legal Range	16E
Legal Township	29S
Legal Section	31
Legal Subdivision	BAY OAKS CONDO
Legal Phase	7
Legal Tract	3631
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1003
Census Tract	25415

Owner

Source: Pinellas County records, as of December 2, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	5265 E BAY DR, 810, CLEARWATER, FL 33764-6832
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Nov 12, 2019	Warranty Deed, Transfer · Conventional Mortgage GTE FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2019 · Amount on Record
Deed Sale	Nov 12, 2019 · Amount on Record
Prior Sale	Mar 17, 2014 · Amount on Record
Deed Document Number	2019363065
Deed Book / Page	20767 / 389
Prior Transfer Date	Mar 7, 2013
Prior Transfer Doc	0183401646
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	5265 E BAY DR APT 810, 810, CLEARWATER, FL 33764-6832
Transaction Type	Mortgage
Record Updated	Dec 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5265 E BAY DR, CLEARWATER, FL 33764-5750

Mortgage

Document Number	0218212221
Date	Nov 24, 2021
Book Page	21821/2221
Instrument	2021383411

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Nov 12, 2019
Property Address	5265 E BAY DR APT 810, 810, CLEARWATER, FL 33764-6832
Document Number	0207670389
Book / Page	20767 / 0389
Map Reference	MB 5552 PG 1652
Instrument Date	Nov 8, 2019
Instrument	2019363065
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$924.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18 RIDGESTONE CIR, 18, MAULDIN, SC 29662-2423

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5265 E BAY DR APT 810, 810, CLEARWATER, FL 33764-6832

Mortgage

Document Number	0207670391
Date	Nov 12, 2019
Instrument	20767/0391

Lender

Name	GTE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Largo City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,412.00 (+6.89%) Homeowner's exemption	$116,570 (+5.99%)	$158,719 (-7.08%) Building $158,719
2024	$1,321.00 (+3.04%)
2023	$1,282.00 (+4.31%) Homeowner's exemption	$109,985 (+3%)	$170,806 (+29.12%) Building $170,806
2022	$1,229.00 Homeowner's exemption	$106,782	$132,280 Building $132,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	7 (2024)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 5 claims Hurricane Debby, Aug 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 872 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon, WOW Internet, Cable & Phone.

Nearby Properties on E Bay Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures