5265 E Bay Dr, Apt 722, Clearwater, FL 33764 Property Records

Pinellas County property record for 5265 E Bay Dr, Apt 722, Clearwater, FL 33764

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 900 sqft · built 1983
Lot Size	0.558 acres (24,307 sqft)
Owner	Individual Name on Record
Last Sale	$190,000 (Mar 2024)
Tax Bill	$2,140 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Oct 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-764-1355-8`

Property Details

APN / Parcel Number

Primary APN	`C62-000-764-1355-8`
Alternative APNs	`31-29-16-03631-007-0722` `291631036310070722` `162931036310070722` `R343133`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Units	120 Units
Stories	1 Story
Building Area	900 sqft Living Area
1st Floor Area	900 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1990
Architectural Style	Condo/Apartment
Exterior Material	Brick/Stone
Construction Type	Wood
Lot Area	24,307 sqft (0.558 acres)
View / Lot	Interior
Garage Type	Carport
Carport	Carport
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	R343133
Street Address	5265 E BAY DR, 722
City	CLEARWATER
State	FL
Zip	33764-6834
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	BAY OAKS CONDO PHASE 6 BLDG 7, UNIT 722
Legal Range	16E
Legal Township	29S
Legal Section	31
Legal Subdivision	BAY OAKS CONDO
Legal Phase	6
Legal Tract	3631
Legal Block	7
Legal Lot Number	722
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1003
Census Tract	25415

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5265 E BAY DR, 722, CLEARWATER, FL 33764-6834
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2024	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Oct 14, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Oct 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage IBM SOUTHEAST EMPLOYEES FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2024 · Amount on Record
Deed Sale	Mar 6, 2024 · Amount on Record
Prior Sale	Feb 27, 2004 · Amount on Record
Deed Document Number	202456865
Deed Book / Page	22725 / 1618
Prior Transfer Date	Oct 8, 2021
Prior Transfer Doc	0217610920
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Mar 6, 2024
Property Address	5265 E BAY DR APT 722, 722, CLEARWATER, FL 33764-6834
Document Number	0227251618
Book / Page	22725 / 1618
Map Reference	MB 5306 PG 5
Instrument Date	Mar 1, 2024
Instrument	2024056865
Transaction Type	Transfer
Record Updated	Mar 22, 2024
Title Company	TITLE AGENCY/FLORIDA INC, TITLE AGENCY OF FLORIDA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2205 WINDSORY CT, SEVEN SPRINGS, FL 34655

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5265 E BAY DR APT 722, 722, CLEARWATER, FL 33764-6834

Mortgage

Document Number	0227251620
Date	Mar 6, 2024
Instrument	22725/1620

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2054

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PINELLAS FL
Recording Date	Oct 14, 2021
Property Address	5265 E BAY DR APT 722, 722, CLEARWATER, FL 33764-6834
Document Number	0217610920
Book / Page	21761 / 920
Map Reference	MB 5306 PG 5-63
Instrument Date	Oct 8, 2021
Instrument	2021336683
Transaction Type	Transfer
Record Updated	Oct 29, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5265 E BAY DR APT 722, 722, CLEARWATER, FL 33764-6834

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	5265 E BAY DR APT 722, 722, CLEARWATER, FL 33764-6834
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0198042464
Date	Oct 13, 2017
Book Page	19804/2464
Instrument	2017312489

Lender

Name	IBM SOUTHEAST EMPLOYEES FCU
Type	Credit Union
Address	DELRAY BEACH, FL 33445

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Largo City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,140.00 (-35.93%) Homeowner's exemption	$154,935 (+261.29%) Building $154,935	$154,935 (-7.1%) Building $154,935
2024	$3,340.00 (+888.17%)
2023	$338.00 (+6.96%) Homeowner's exemption	$42,884 (+3%)	$166,778 (+29.35%) Building $166,778
2022	$316.00 Homeowner's exemption	$41,635	$128,931 Building $128,931

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	7 (2024)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 5 claims Hurricane Debby, Aug 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 872 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon, WOW Internet, Cable & Phone.

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