5265 E Bay Dr, Apt 321, Clearwater, FL 33764 Property Records

Pinellas County property record for 5265 E Bay Dr, Apt 321, Clearwater, FL 33764

Property Summary

Property Type	Condominium
Details	1 bd · 1 ba · 620 sqft · built 1982
Lot Size	0.4 acres (17,405 sqft)
Owner	Individual Name on Record
Last Sale	$63,000 (Jul 2018)
Tax Bill	$1,565 (2025)
Deeds & Mortgages	Jul 2018 Sale & Mortgage May 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-764-1313-7`

Property Details

APN / Parcel Number

Primary APN	`C62-000-764-1313-7`
Alternative APNs	`31-29-16-03631-003-0321` `291631036310030321` `162931036310030321` `R343091`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Units	120 Units
Stories	1 Story
Building Area	620 sqft Living Area
1st Floor Area	620 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1989
Architectural Style	Condo/Apartment
Exterior Material	Brick/Stone
Construction Type	Wood
Lot Area	17,405 sqft (0.4 acres)
View / Lot	Interior
Garage Type	Carport
Carport	Carport
Porch	Patio

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	R343091
Street Address	5265 E BAY DR, 321
City	CLEARWATER
State	FL
Zip	33764-6843
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	BAY OAKS CONDO PHASE 5 BLDG 3, UNIT 321
Legal Range	16E
Legal Township	29S
Legal Section	31
Legal Subdivision	BAY OAKS CONDO
Legal Phase	5
Legal Tract	3631
Legal Block	3
Legal Lot Number	321
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1002
Census Tract	25415

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5265 E BAY DR, 321, CLEARWATER, FL 33764-6843
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2018	Warranty Deed, Transfer · Conventional Mortgage THE FEDERAL SAVINGS BANK
May 3, 2018	Grant Deed, Transfer DEPENDABLE TITLE SERVICES/FL INC
Feb 7, 2018	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2018 · Amount on Record
Deed Sale	Jul 2, 2018 · Amount on Record
Prior Sale	May 3, 2018 · Amount on Record
Deed Document Number	2018208125
Deed Book / Page	20111 / 927
Prior Transfer Date	Jun 29, 2018
Prior Transfer Doc	0201110927
Record Updated	Oct 29, 2026

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jul 2, 2018
Property Address	5265 E BAY DR APT 321, 321, CLEARWATER, FL 33764-6843
Document Number	0201110927
Book / Page	20111 / 0927
Map Reference	MB 64 PG 90-93
Instrument Date	Jun 29, 2018
Instrument	2018208125
Transaction Type	Transfer
Record Updated	Aug 1, 2022
Title Company	BAXTER TITLE CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$441.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	103 20TH ST, 103, BELLEAIR BEACH, FL 33786-3404

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 ROSERY RD, LARGO, FL 33770-5400

Mortgage

Document Number	2018208126
Date	Jul 2, 2018
Instrument	2018208126

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PINELLAS FL
Recording Date	May 3, 2018
Property Address	5265 E BAY DR APT 321, 321, CLEARWATER, FL 33764-6843
Document Number	0200381677
Book / Page	020038 / 001677
Instrument Date	May 2, 2018
Instrument	140653
Transaction Type	Transfer
Record Updated	Jun 7, 2018
Title Company	DEPENDABLE TITLE SERVICES/FL INC

Transaction

Amount	Amount Recorded
Tax	$441.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 20TH ST BELLEAIR BEACH FL 337863404, BELLEAIR BEACH, FL 33786-3404

February 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	PINELLAS FL
Recording Date	Feb 7, 2018
Property Address	5265 E BAY DR APT 321, 321, CLEARWATER, FL 33764-6843
Document Number	0199340273
Book / Page	019934 / 000273
Instrument Date	Jan 23, 2018
Instrument	39267
Transaction Type	Foreclosure
Record Updated	Feb 23, 2018

Transaction

Amount	Amount Recorded
Tax	$182.70
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	1600 S DOUGLASS RD #200-A ANAHEIM CA 928065948, 200-A, ANAHEIM, CA 92806-5948

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Largo City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,565.00 (-11.53%) Homeowner's exemption	$124,636 (-6.56%) Building $124,636	$124,636 (-6.56%) Building $124,636
2024	$1,769.00 (+2.55%)
2023	$1,725.00 (+4.74%) Homeowner's exemption	$133,389 (+35.35%)	$133,389 (+35.35%) Building $133,389
2022	$1,647.00	$98,552	$98,552 Building $98,552

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	7 (2024)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 5 claims Hurricane Debby, Aug 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, WOW Internet, Cable & Phone.

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