5265 E Bay Dr, Apt 312, Clearwater, FL 33764 Property Records

Pinellas County property record for 5265 E Bay Dr, Apt 312, Clearwater, FL 33764

Property Summary

Property TypeCondominium
Details2 bd · 900 sqft · built 1982
Lot Size0.4 acres (17,405 sqft)
OwnerIndividual Name on Record
Last Sale$242,400 (May 2022)
Tax Bill$2,421 (2025)
Deeds & MortgagesMay 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC62-000-764-1308-7

Property Details

APN / Parcel Number

Primary APNC62-000-764-1308-7
Alternative APNs
  • 31-29-16-03631-003-0312
  • 291631036310030312
  • 162931036310030312
  • R343086

Interior

Bedrooms2 Beds
Units120 Units
Stories1 Story
Building Area900 sqft Living Area
1st Floor Area900 sqft

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1989
Architectural StyleCondo/Apartment
Exterior MaterialBrick/Stone
Construction TypeWood
Lot Area17,405 sqft (0.4 acres)
View / LotInterior
Garage TypeCarport
CarportCarport
PorchPatio

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account NumberR343086
Street Address5265 E BAY DR, 312
CityCLEARWATER
StateFL
Zip33764-6842
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionBAY OAKS CONDO PHASE 5 BLDG 3, UNIT 312
Legal Range16E
Legal Township29S
Legal Section31
Legal SubdivisionBAY OAKS CONDO
Legal Phase5
Legal Tract3631
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group1
Census Block1002
Census Tract25415

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address5265 E BAY DR, 312, CLEARWATER, FL 33764-6842
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 7, 2022 · Amount on Record
Deed SaleMay 7, 2022 · Amount on Record
Deed Document Number2022146738
Deed Book / Page22053 / 2398
Prior Transfer DateMar 14, 2016
Prior Transfer Doc0191160517
Record UpdatedOct 29, 2026

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateMay 7, 2022
Property Address5265 E BAY DR APT 312, 312, CLEARWATER, FL 33764-6842
Document Number0220532398
Book / Page22053 / 2398
Map ReferenceMB 58 PG 41-44
Instrument DateMay 6, 2022
Instrument2022146738
Transaction TypeTransfer
Record UpdatedJun 2, 2022
Title CompanyFIRST TITLE SOURCE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,696.80
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 485, DRYDEN XX

Transferred To (Grantee/Buyer)

NameVerified Name
Address5265 RIO VISTA DR # 312, 312, CLEARWATER, FL 33760

Mortgage

Document Number0220532400
DateMay 7, 2022
Instrument22053/2400
Lender
NameINNOVATIVE MORTGAGE SERVICES
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2052

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalityLargo City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,421.00 (-10.8%) Homeowner's exemption$169,738 (-7.12%) Building $169,738$169,738 (-7.12%) Building $169,738
2024$2,714.00 (+2.11%)
2023$2,658.00 (+41.38%) Homeowner's exemption$182,740 (+41.28%)$182,740 (+41.28%) Building $182,740
2022$1,880.00$129,350$129,350 Building $129,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 25 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies25 in force
Nearby Flood Claims7 (2024)
Claims Outside the SFHA7 of 7
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 5 claims
  • Hurricane Debby, Aug 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
100 / 20

May also be available: Verizon, WOW Internet, Cable & Phone.

Nearby Properties on E Bay Dr

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