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  6. 5265 E Bay Dr

5265 E Bay Dr, Apt 1024, Clearwater, FL 33764 Property Records

Pinellas County property record for 5265 E Bay Dr, Apt 1024, Clearwater, FL 33764

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 900 sqft · built 1982
Lot Size0.485 acres (21,126 sqft)
Owner2 Individual Names on Record
Last Sale$129,000 (Nov 2019)
Tax Bill$1,427 (2025)
Deeds & MortgagesAug 2021 Mortgage
Nov 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC62-000-764-1389-7

Property Details

APN / Parcel Number

Primary APNC62-000-764-1389-7
Alternative APNs
  • 31-29-16-03631-010-1024
  • 291631036310101024
  • R343167

Interior

Bedrooms2 Beds
Full Baths2 Baths
Units120 Units
Stories1 Story
Building Area900 sqft Living Area
1st Floor Area900 sqft

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1989
Architectural StyleCondo/Apartment
Exterior MaterialBrick/Stone
Construction TypeWood
Lot Area21,126 sqft (0.485 acres)
View / LotCorner
Garage TypeCarport
CarportCarport
PorchSlab

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account NumberR343167
Street Address5265 E BAY DR, 1024
CityCLEARWATER
StateFL
Zip33764-6864
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionBAY OAKS CONDO PHASE 2 BLDG 10, UNIT 1024
Legal Range16E
Legal Township29S
Legal Section31
Legal SubdivisionBAY OAKS CONDO
Legal Phase2
Legal Tract3631
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group1
Census Block1002
Census Tract25415

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address5265 E BAY DR, 1024, CLEARWATER, FL 33764-6864
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 6, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Nov 19, 2019Warranty Deed, Transfer · Conventional with PMI
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 19, 2019 · Amount on Record
Deed SaleNov 19, 2019 · Amount on Record
Prior SaleNov 13, 2006 · Amount on Record
Deed Document Number2019372370
Deed Book / Page20777 / 361
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address5265 E BAY DR APT 1024, 1024, CLEARWATER, FL 33764-6864
Transaction TypeMortgage
Record UpdatedAug 26, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0216601853
DateAug 6, 2021
Book Page21660/1853
Instrument2021258269
Lender
NameROCKET MORTGAGE LLC
TypeNon-Lending Institution
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueSep 1, 2041

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateNov 19, 2019
Property Address5265 E BAY DR APT 1024, 1024, CLEARWATER, FL 33764-6864
Document Number0207770361
Book / Page020777 / 000361
Instrument DateNov 15, 2019
Instrument372370
Transaction TypeTransfer
Record UpdatedDec 5, 2019
Title CompanyMILESTONE TITLE SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$903.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2932 LICHEN LN #B CLEARWATER FL 337604536, B, CLEARWATER, FL 33760-4536

Mortgage

Document Number207770363
DateNov 19, 2019
Book Page020777/000363
Instrument372371
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueNov 18, 2049

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalityLargo City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,427.00 (+10.02%) Homeowner's exemption$117,390 (+5.99%)$161,350 (-7.08%) Building $161,350
2023$1,297.00 (+4.34%) Homeowner's exemption$110,759 (+3%)$173,640 (+29.32%) Building $173,640
2022$1,243.00 Homeowner's exemption$107,533$134,269 Building $134,269

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 25 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies25 in force
Nearby Flood Claims7 (2024)
Claims Outside the SFHA7 of 7
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 5 claims
  • Hurricane Debby, Aug 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Starlink
Satellite		280 / 30
AT&T
Fixed Wireless		100 / 20

May also be available: Verizon, WOW Internet, Cable & Phone.

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