Pinellas County property record for 5265 E Bay Dr, Apt 1010, Clearwater, FL 33764
| Property Type | Condominium |
|---|---|
| Details | 900 sqft · built 1982 |
| Lot Size | 0.485 acres (21,126 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $128,000 (May 2020) |
| Tax Bill | $1,551 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage May 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-764-1380-6 |
| Primary APN | C62-000-764-1380-6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Units | 120 Units |
| Stories | 1 Story |
| Building Area | 900 sqft Living Area |
| 1st Floor Area | 900 sqft |
| Media Room | Media Room |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Brick/Stone |
| Construction Type | Wood |
| Lot Area | 21,126 sqft (0.485 acres) |
| View / Lot | Corner |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Slab |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | R343158 |
|---|---|
| Street Address | 5265 E BAY DR, 1010 |
| City | CLEARWATER |
| State | FL |
| Zip | 33764-6810 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | BAY OAKS CONDO PHASE 2 BLDG 10, UNIT 1010 |
| Legal Range | 16E |
| Legal Township | 29S |
| Legal Section | 31 |
| Legal Subdivision | BAY OAKS CONDO |
| Legal Phase | 2 |
| Legal Tract | 3631 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 25415 |
Source: Pinellas County records, as of September 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5265 E BAY DR, 1010, CLEARWATER, FL 33764-6810 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 4, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE INC |
| May 13, 2020 | Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 13, 2020 · Amount on Record |
| Deed Sale | May 13, 2020 · Amount on Record |
| Prior Sale | Apr 21, 2012 · Amount on Record |
| Deed Document Number | 2020150942 |
| Deed Book / Page | 21000 / 1336 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Aug 4, 2026 |
| Property Address | 5265 E BAY DR, 1010, CLEARWATER, FL 33764-6810 |
| Document Number | 0000207954 |
| Book / Page | 23650 / 915 |
| Instrument Date | Jul 29, 2026 |
| Instrument | 2026207954 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 5265 E BAY DR, 1010, CLEARWATER, FL 33764-6810 |
| Document Number | 0000207954, |
|---|---|
| Date | Aug 4, 2026 |
| Book Page | 23650/915 |
| Instrument | 2026207954 |
| Name | MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.43% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | May 13, 2020 |
| Property Address | 5265 E BAY DR APT 1010, 1010, CLEARWATER, FL 33764-6810 |
| Document Number | 0210001336 |
| Book / Page | 21000 / 1336 |
| Map Reference | MB 58 PG 41 |
| Instrument Date | Apr 23, 2020 |
| Instrument | 2020150942 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2022 |
| Title Company | PROPERTIES TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $896.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 120 S MAIN ST, 120, TAYLORVILLE, IL 62568-2230 |
| Name | Verified Name |
|---|---|
| Address | 1724 RAGLAND AVE, CLEARWATER, FL 33765-1635 |
| Document Number | 0210001338 |
|---|---|
| Date | May 13, 2020 |
| Instrument | 21000/1338 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Largo City |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,551.00 (+9.77%) Homeowner's exemption | $123,889 (+5.99%) | $173,028 (-7.13%) Building $173,028 |
| 2023 | $1,413.00 (+4.13%) Homeowner's exemption | $116,890 (+3%) | $186,320 (+31.88%) Building $186,320 |
| 2022 | $1,357.00 Homeowner's exemption | $113,485 | $141,280 Building $141,280 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 25 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 7 (2024) |
| Claims Outside the SFHA | 7 of 7 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon, WOW Internet, Cable & Phone.
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