5265 Curve Rd, Freeland, MI 48623 Property Records

Saginaw County property record for 5265 Curve Rd, Freeland, MI 48623

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,064 sqft
Lot Size	1.98 acres (86,249 sqft)
Owner	2 Individual Names on Record
Last Sale	$256,000 (Mar 2021)
Tax Bill	$5,465 (2025)
Deeds & Mortgages	Jan 2023 Transfer Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-13-3-31-4003-000`

Property Details

APN / Parcel Number

Primary APN	`29-13-3-31-4003-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,064 sqft Living Area
1st Floor Area	2,064 sqft
Basement Area	2,064 sqft
Unfinished Basement	2,064 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	86,249 sqft (1.98 acres)
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	376 sqft
Deck Area	Deck Area
Patio Area	432 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5265 CURVE RD
City	FREELAND
State	MI
Zip	48623-9238
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1-AGRI
Legal Description	COM AT A PT ON C/L OF CURVE RD 375 FT NWLY FROM E SEC LINE TH S22DEG 35MIN W 65 FT TH N89DEG 45MIN 30SECONDS W 251 FT
Legal Range	03E
Legal Township	13N
Legal Section	31
Jurisdiction	SAGINAW MI
Township / Civil Division	TITTABAWASSEE
Census Block Group	1
Census Block	1063
Census Tract	10102

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5265 CURVE RD, FREELAND, MI 48623-9238
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2023	Intrafamily Transfer, Transfer
Mar 23, 2021	Warranty Deed, Transfer · Conventional Mortgage 1ST STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2021 · Amount on Record
Deed Sale	Mar 23, 2021 · Amount on Record
Prior Sale	Jun 25, 1992 · Amount on Record
Deed Document Number	20218417
Prior Transfer Date	Apr 26, 2016
Prior Transfer Doc	0000014061
Record Updated	Oct 29, 2026

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAGINAW MI
Recording Date	Jan 13, 2023
Property Address	5265 CURVE RD, FREELAND, MI 48623-9238
Document Number	0000000897
Instrument Date	Jan 10, 2023
Instrument	2023000897
Transaction Type	Transfer
Record Updated	Jan 30, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5265 CURVE RD, FREELAND, MI 48623-9238

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5265 CURVE RD, FREELAND, MI 48623-9238

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Mar 23, 2021
Property Address	5265 CURVE RD, FREELAND, MI 48623-9238
Document Number	2021008417
Instrument Date	Mar 12, 2021
Instrument	2021008417
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	CROSSROADS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,920.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5265 CURVE RD, 5265, FREELAND, MI 48623-9238

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2911 HIGHBROOK DR, MIDLAND, MI 48642-6636

Mortgage

Document Number	2021008418
Date	Mar 23, 2021
Instrument	2021008418

Lender

Name	1ST STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Tittabawassee Township
Unified School District	Freeland Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$172,400 (-2.21%)	$344,800 (-2.21%)
2025	$5,465.00 (+25.52%) Homeowner's exemption	$176,300 (+26.47%)	$352,600 (+26.47%)
2023		$139,400	$278,800
2022	$4,354.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (2017–2020)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2020 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LakeNet Fiber	1,000 / 500
Starlink Satellite	280 / 30

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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