5111 Curve Rd, Freeland, MI 48623 Property Records

Saginaw County property record for 5111 Curve Rd, Freeland, MI 48623

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,741 sqft
Lot Size	6.43 acres (280,091 sqft)
Owner	Company Name on Record
Tax Bill	$4,626 (2025)
Deeds & Mortgages	Jul 2017 Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-13-3-32-3004-004`

Property Details

APN / Parcel Number

Primary APN	`29-13-3-32-3004-004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,741 sqft Living Area
1st Floor Area	1,741 sqft
Basement Area	1,741 sqft
Unfinished Basement	1,741 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	280,091 sqft (6.43 acres)
Garage Area	1,252 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	118 sqft
Deck Area	Deck Area
Patio Area	144 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	5111 CURVE RD
City	FREELAND
State	MI
Zip	48623-9230
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1-AGRI
Legal Description	PART OF W 1/2 OF W 1/2 OF SW 1/4 SEC 32 DESC AS FOLLOWS BEG AT A POINT ON W SEC LINE 1575.11 FT S OF W 1/4 CORN TH SELY ON
Legal Range	03E
Legal Township	13N
Legal Section	32
Jurisdiction	SAGINAW MI
Township / Civil Division	TITTABAWASSEE
Census Block Group	1
Census Block	1060
Census Tract	10102

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5111 CURVE RD, FREELAND, MI 48623-9230
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2017	Deed of Trust, Mortgage HANTZ BANK
Oct 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage CREDIT UNION ONE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 29, 2008
Deed Sale	Jan 29, 2008
Prior Sale	Jan 21, 1994 · Amount on Record
Deed Book / Page	2502 / 202
Record Updated	Oct 29, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	5111 CURVE RD, FREELAND, MI 48623-9230
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020675
Date	Jul 12, 2017
Instrument	2017020675

Lender

Name	HANTZ BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	54 Months
Due	Jan 1, 2022

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	5111 CURVE RD, FREELAND, MI 48623-9230
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5111 CURVE RD, FREELAND, MI 48623-9230

Mortgage

Document Number	0000026739
Date	Oct 22, 2020
Instrument	2020026739

Lender

Name	CREDIT UNION ONE
Type	Credit Union
Address	FERNDALE, MI 48220

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 1, 2030

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Tittabawassee Township
Unified School District	Freeland Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$186,200 (-1.38%)	$372,400 (-1.38%)
2025	$4,626.00 (+24.99%) Homeowner's exemption	$188,800 (+39.64%)	$377,600 (+39.64%)
2023		$135,200	$270,400
2022	$3,701.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (2017–2020)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2020 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LakeNet Fiber	1,000 / 500
Starlink Satellite	280 / 30

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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