Monroe County property record for 5258 State Rte 3, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,252 sqft · built 1928 |
| Lot Size | 2.5 acres (108,900 sqft) |
| Owner | 2 Trusts on Record |
| Tax Bill | $2,960 (2024) |
| Deeds & Mortgages | Oct 2019 Mortgage Jun 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-15-300-004-000 |
| Primary APN | 11-15-300-004-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,252 sqft Building Perimeter |
| 1st Floor Area | 884 sqft |
| Upper Floors Area | 788 sqft |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 108,900 sqft (2.5 acres) |
| Driveway | Concrete Driveway |
| Driveway Area | 99 sqft |
| Deck Area | 182 sqft |
| Patio Area | 182 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 5258 STATE ROUTE 3 |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-3520 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MA1 |
| Legal Description | PART SW SW |
| Legal Range | 09W |
| Legal Township | 03S |
| Legal Section | 15 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 29 |
| Census Block Group | 2 |
| Census Block | 2051 |
| Census Tract | 600501 |
Source: Monroe County assessment roll, as of August 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trusts on Record |
|---|---|
| Mailing Address | 5258 STATE ROUTE 3, WATERLOO, IL 62298-3520 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Oct 1, 2019 | Deed of Trust, Mortgage · Conventional Mortgage DIETERICH BK NA |
| Jun 5, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 30, 2018 |
| Transfer Doc | 0000396249 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 5258 STATE ROUTE 3, WATERLOO, IL 62298-3520 |
| Document Number | 0000404068 |
| Instrument Date | Oct 1, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2019 |
| Title Company | ACCENT TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 5258 STATE ROUTE 3 WATERLOO IL 622983520, WATERLOO, IL 62298-3520 |
| Document Number | 0000404068 |
|---|---|
| Date | Oct 9, 2019 |
| Instrument | 404068 |
| Name | DIETERICH BK NA |
|---|---|
| Address | EFFINGHAM, IL 62401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 144 Months |
| Due | Oct 8, 2031 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.87% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Jun 5, 2018 |
| Property Address | 5258 STATE ROUTE 3, WATERLOO, IL 62298-3520 |
| Document Number | 0000396249 |
| Instrument Date | May 30, 2018 |
| Instrument | 396249 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 5258 STATE ROUTE 3 WATERLOO IL 622983520, WATERLOO, IL 62298-3520 |
Source: Monroe County assessment roll, as of August 29, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $58,920 (+7.48%) Land $11,800 Building $47,120 | $176,760 (+7.48%) Land $35,400 Building $141,360 | |
| 2024 | $2,960.00 | ||
| 2022 | Additional exemption filed | $54,820 Land $11,800 Building $43,020 | $164,460 Land $35,400 Building $129,060 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Harrisonville Telephone Company DSL | 30 / 3 |
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