5261 Blackgum Dr, Frederick, MD 21703 Property Records

Frederick County property record for 5261 Blackgum Dr, Frederick, MD 21703

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 4,292 sqft · built 2017
Lot Size0.206 acres (8,954 sqft)
Owner2 Individual Names on File
Last Sale$885,000 (Jun 2024)
Tax Bill$8,483 (2025)
Deeds & MortgagesJan 2019 Mortgage
May 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN28-594039

Property Details

APN / Parcel Number

Primary APN28-594039
Alternative APN
  • 594039

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,292 sqft Living Area
Gross Area4,712 sqft
1st Floor Area1,626 sqft
Basement Area1,200 sqft
Finished Basement1,200 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialSiding Sheathing
Roof MaterialComposition Shingle
Lot Area8,954 sqft (0.206 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area480 sqft
PorchOpen Porch
Porch Area120 sqft
Patio Area352 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number594039
Street Address5261 BLACKGUM DR
CityFREDERICK
StateMD
Zip21703-7921
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 261 PHASE 1 PLAT 8,954 SQ FT BALLENGER RUN
Legal SubdivisionBALLENGER RUN
Legal Phase1
Legal Lot Number261
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group1
Census Block1013
Census Tract751001

Owner

5261 Blackgum Dr is owned and occupied by two individuals who bought it in June 2024.

Source: Frederick County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address5261 BLACKGUM DR, FREDERICK, MD 21703-7921
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 23, 2019Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA
May 18, 2020Deed of Trust, Mortgage · Conventional Mortgage
FCB BANKS
Oct 5, 2018Deed, Transfer · Conventional Mortgage
US BANK NA
Nov 1, 2017Deed, Transfer · Conventional Mortgage
NVR MORTGAGE FINANCE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 18, 2024 · Amount on File
Deed SaleJun 18, 2024 · Amount on File
Prior SaleMay 18, 2024 · Amount on File
Deed Document Number2024
Deed Book / Page16908 / 131
Record UpdatedOct 29, 2026

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address5261 BLACKGUM DR, FREDERICK, MD 21703-7921
Transaction TypeMortgage
Record UpdatedMay 2, 2022
Title CompanyEXPRESS TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0128080440
DateJan 23, 2019
Book Page12808/0440
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term357 Months
DueOct 1, 2048

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address5261 BLACKGUM DR, FREDERICK, MD 21703-7921
Transaction TypeMortgage
Record UpdatedMay 2, 2022
Title CompanyEXPRESS TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0137410374
DateMay 18, 2020
Book Page13741/374
Lender
NameFCB BANKS
TypeBank
AddressGETTYSBURG, PA 17325
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2050

October 2018: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateOct 5, 2018
Property Address5261 BLACKGUM DR, FREDERICK, MD 21703-7921
Document Number0126570360
Book / Page12657 / 0360
Map ReferenceMB98 PL12
Instrument DateSep 27, 2018
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyEXPRESS TITLE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,450.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address5261 BLACKGUM DR, FREDERICK, MD 21703-7921

Mortgage

Document Number0012657367
DateOct 5, 2018
Instrument12657/367
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2048

November 2017: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateNov 1, 2017
Property Address5261 BLACKGUM DR, FREDERICK, MD 21703-7921
Document Number0121110068
Book / Page12111 / 0068
Map ReferenceMB98&12
Instrument DateSep 28, 2017
Instrument12111-0068
Transaction TypeTransfer
Record UpdatedAug 9, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,480.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4991 NEW DESIGN RD, 4991, FREDERICK, MD 21703-7113

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address11109 GENTLE ROLLING DR, MARRIOTTSVILLE, MD 21104-1191

Mortgage

Document Number121110074
DateNov 1, 2017
Instrument12111-0074
Lender
NameNVR MORTGAGE FINANCE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueOct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 5261 Blackgum Dr was $8,483, up 9.5% from the year before.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$743,567 (+8.23%)$856,700 (+24.7%) Land $166,100 Building $690,600
2025$8,483.00 (+9.46%)$687,000 Land $123,900 Building $563,100$687,000 Land $123,900 Building $563,100
2024$7,750.00 (+17.96%)
2023$6,570.00 Homeowner's exemption$578,600$687,000 Land $123,900 Building $563,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5261 Blackgum Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 5261 Blackgum Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEW DESIGN - FREDERICK COUNTY
serves 74,911 people · EPA ID MD0100030
Water SourceSurface water
Last State InspectionJan 2025
Lead3 ppb (2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
100 / 20

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