Frederick County property record for 5259 Blackgum Dr, Frederick, MD 21703 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 3.5 Baths |
| Year Built | Built 2017 |
| Square Footage | 3,263 sqft Living Area |
| Lot Size | 6,746 sqft (0.155 acres) |
| Garage | Attached, 441 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $725,000 (2026) |
| Tax Bill | $7,294.00 (2025) |
| Primary APN | 28-594038 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 3,263 sqft Living Area |
| Gross Area | 3,704 sqft Gross Area |
| 1st Floor | 1,444 sqft 1st Floor |
| Basement Area | 606 sqft Basement |
| Finished Basement | 606 sqft Finished |
| Stories | 2 Stories |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 6,746 sqft (0.155 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 441 sqft Garage |
| Patio Area | 150 sqft Patio |
| Porch | Open Porch |
| Porch Area | 242 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 594038 |
|---|---|
| Street Address | 5259 BLACKGUM DR |
| City | FREDERICK |
| State | MD |
| Zip | 21703-7921 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 260 PHASE 1 PLAT 6,746 SQ FT BALLENGER RUN |
| Legal Subdivision | BALLENGER RUN |
| Legal Phase | 1 |
| Legal Lot Number | 260 |
| Jurisdiction | FREDERICK MD |
| Minor Civil Division | 2, FREDERICK |
| Census Blockgroup | 1 |
| Census Block | 1013 |
| Census Tract | 751001 |
Source: Frederick County records · APN 28-594038
Assessment roll updated August 4, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5259 BLACKGUM DR, FREDERICK, MD 21703-7921 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 10, 2021 | Deed of Trust, Mortgage · Commercial Mortgage JOHN MARSHALL BANK |
| Feb 26, 2026 | Deed, Transfer · Conventional Mortgage M & T BANK |
| Dec 12, 2023 | Deed, Transfer |
| Dec 08, 2020 | Deed of Trust, Construction Loan · Building or Construction Mortgage NORTHPOINTE BK |
| Mar 02, 2018 | Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC |
| Oct 25, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 26, 2026 · Amount on Record |
| Deed Sale | Feb 26, 2026 · Amount on Record |
| Prior Sale | Mar 02, 2018 · Amount on Record |
| Deed Doc Number | 2026 |
| Deed Book / Page | 17741 / 87 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 5259 BLACKGUM DR, FREDERICK, MD 21703-7921 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2026 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 4510 GILEAD CT, CHANTILLY, VA 20151-2364 |
| Document Number | 0155590494 |
|---|---|
| Date | Dec 10, 2021 |
| Book Page | 15559/494 |
| Name | JOHN MARSHALL BANK |
|---|---|
| Type | Bank |
| Address | RESTON, VA 20190 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Feb 26, 2026 |
| Property Address | 5259 BLACKGUM DR, FREDERICK, MD 21703-7921 |
| Document Number | 0177410087 |
| Book / Page | 17741 / 87 |
| Map Reference | MB 98 PL 12 |
| Instrument Date | Jan 30, 2026 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2026 |
| Title Company | UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,812.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 5259 BLACKGUM DR, FREDERICK, MD 21703-7921 |
| Document Number | 0001774196 |
|---|---|
| Date | Feb 26, 2026 |
| Instrument | 17741/96 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.12% |
| Type Change Date | Feb 01, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.1% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 10.1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Dec 12, 2023 |
| Property Address | 5259 BLACKGUM DR, FREDERICK, MD 21703-7921 |
| Document Number | 0166980257 |
| Book / Page | 16698 / 257 |
| Map Reference | MB 98 PL 12 |
| Instrument Date | Nov 07, 2023 |
| Transaction Type | Transfer |
| Record Updated | Dec 25, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Dec 08, 2020 |
| Property Address | 5259 BLACKGUM DR, FREDERICK, MD 21703-7921 |
| Document Number | 0143410403 |
| Book / Page | 014341 / 000403 |
| Instrument Date | Dec 03, 2020 |
| Transaction Type | Construction Loan |
| Record Updated | Feb 12, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 5259 BLACKGUM DR FREDERICK MD 217037921, FREDERICK, MD 21703-7921 |
| Document Number | 143410403 |
|---|---|
| Date | Dec 08, 2020 |
| Book Page | 014341/000403 |
| Name | NORTHPOINTE BK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 07, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Mar 02, 2018 |
| Property Address | 5259 BLACKGUM DR, FREDERICK, MD 21703-7921 |
| Document Number | 0123010239 |
| Book / Page | 12301 / 0239 |
| Map Reference | MB98 PL12 |
| Instrument Date | Feb 09, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | STEWART TITLE GUARANTY CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,490.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4991 NEW DESIGN RD, 4991, WINSTON SALEM, NC 27103 |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 4510 GILEAD CT, CHANTILLY, VA 20151-2364 |
| Document Number | 0012301245 |
|---|---|
| Date | Mar 02, 2018 |
| Instrument | 12301/245 |
| Name | NVR MORTGAGE FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Oct 25, 2017 |
| Property Address | 5259 BLACKGUM DR, FREDERICK, MD 21703-7921 |
| Document Number | 0121000383 |
| Book / Page | 012100 / 000383 |
| Instrument Date | Oct 06, 2017 |
| Transaction Type | Transfer |
| Record Updated | Dec 08, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $319.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4991 NEW DESIGN RD #105 FREDERICK MD 217037342, 105, FREDERICK, MD 21703-7342 |
| Investor | Possibly a Property Investor |
Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,294.00 (+6.9%) | $589,700 (+12.79%) Land $121,700 Building $468,000 | $589,700 (-) Land $121,700 Building $468,000 |
| 2024 | $6,823.00 (+9.78%) | ||
| 2023 | $6,215.00 | $522,833 | $589,700 Land $121,700 Building $468,000 |
5259 Blackgum Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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