526 Winterside Dr, Apollo Beach, FL 33572 Property Records

Hillsborough County property record for 526 Winterside Dr, Apollo Beach, FL 33572

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,588 sqft · built 2013
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on File
Last Sale	$435,000 (Nov 2021)
Tax Bill	$10,363 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Nov 2021 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`054220-1062`

Property Details

APN / Parcel Number

Primary APN	`054220-1062`
Alternative APN	`U32311997F000074000030`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,588 sqft Living Area
Gross Area	3,710 sqft
1st Floor Area	860 sqft
2nd Floor Area	1,728 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2019
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	125 ft deep x 40 ft wide
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	462 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0542201062
Street Address	526 WINTERSIDE DR
City	APOLLO BEACH
State	FL
Zip	33572-3400
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	MIRABAY PARCELS 21 AND 23 LOT 3 BLOCK 74
Legal Range	19E
Legal Township	31S
Legal Section	32
Legal Subdivision	MIRABAY PARCELS 21 AND 23
Legal Tract	97F
Legal Block	74
Legal Lot Number	3
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	RUSKIN
Census Block Group	2
Census Block	2010
Census Tract	14121

Owner

526 Winterside Dr is owned and occupied by an individual who bought it in November 2021.

Source: Hillsborough County records, as of September 30, 2026

Owner of Record	Individual Name on File
Mailing Address	526 WINTERSIDE DR, APOLLO BEACH, FL 33572-3400
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2022	Deed of Trust, Mortgage · Line of Credit SPACE COAST CU
Nov 22, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED MUTUAL FUNDING CORP
Jun 8, 2021	Warranty Deed, Transfer · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 22, 2021 · Amount on File
Deed Sale	Nov 22, 2021 · Amount on File
Prior Sale	Jun 8, 2021 · Amount on File
Deed Document Number	2021596560
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	526 WINTERSIDE DR, APOLLO BEACH, FL 33572-3400
Transaction Type	Mortgage
Record Updated	Oct 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	526 WINTERSIDE DR, APOLLO BEACH, FL 33572-3400

Mortgage

Document Number	0000469642
Date	Oct 4, 2022
Instrument	2022469642

Lender

Name	SPACE COAST CU
Type	Credit Union
Address	MELBOURNE, FL 32940

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Oct 3, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Nov 22, 2021
Property Address	526 WINTERSIDE DR, APOLLO BEACH, FL 33572-3400
Document Number	2021596560
Map Reference	MB 110 PG 261-276
Instrument Date	Nov 19, 2021
Instrument	2021596560
Transaction Type	Transfer
Record Updated	Dec 9, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,045.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4514 HIGHFALLS DR, VALRICO, FL 33594-6378

Mortgage

Document Number	2021596561
Date	Nov 22, 2021
Instrument	2021596561

Lender

Name	UNITED MUTUAL FUNDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Jun 8, 2021
Property Address	526 WINTERSIDE DR, APOLLO BEACH, FL 33572-3400
Document Number	2021285455
Map Reference	MB 110 PG 261-276
Instrument Date	Jun 4, 2021
Instrument	2021285455
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	BROKERS TITLE/TAMPA LLC, BROKERS TITLE OF TAMPA LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,975.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 5499, SUN CITY CENTER, FL 33571-5499

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	526 WINTERSIDE DR, APOLLO BEACH, FL 33572-3400

Mortgage

Document Number	2021285456
Date	Jun 8, 2021
Instrument	2021285456

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 526 Winterside Dr was $10,363 with a homeowner's exemption.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$409,686 (+1.52%) Land $75,000 Building $334,686	$409,686 (-5.16%) Land $75,000 Building $334,686
2025	$10,363.00 Homeowner's exemption	$403,558	$431,963 Land $75,000 Building $356,963
2023	$9,384.00 (+3.46%) Homeowner's exemption	$380,762 (+1.69%) Land $55,000 Building $325,762	$380,762 (+1.69%) Land $55,000 Building $325,762
2022	$9,070.00 Homeowner's exemption	$374,449 Land $55,000 Building $319,449	$374,449 Land $55,000 Building $319,449

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 526 Winterside Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 872 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,051 units insured incl. 179 condo units
Nearby Flood Claims	223 (1993–2025)
Claims Outside the SFHA	1 of 223
Most Recent Claim	Nov 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 5 claims Hurricane Helene, Sep 2024 · 207 claims Hurricane Idalia, Aug 2023 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 526 Winterside Dr is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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