521 Winterside Dr, Apollo Beach, FL 33572 Property Records

Hillsborough County property record for 521 Winterside Dr, Apollo Beach, FL 33572

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,457 sqft · built 2013
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on File
Last Sale	$575,000 (May 2024)
Tax Bill	$10,709 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`054220-1230`

Property Details

APN / Parcel Number

Primary APN	`054220-1230`
Alternative APN	`U32311997F000087000050`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,457 sqft Living Area
Gross Area	3,380 sqft
1st Floor Area	1,797 sqft
Upper Floors Area	660 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2019
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	125 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	263 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0542201230
Street Address	521 WINTERSIDE DR
City	APOLLO BEACH
State	FL
Zip	33572-3425
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	MIRABAY PARCELS 21 AND 23 LOT 5 BLOCK 87
Legal Range	19E
Legal Township	31S
Legal Section	32
Legal Subdivision	MIRABAY PARCELS 21 AND 23
Legal Tract	97F
Legal Block	87
Legal Lot Number	5
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	RUSKIN
Census Block Group	2
Census Block	2010
Census Tract	14121

Owner

521 Winterside Dr is owned and occupied by an individual who acquired it in August 2024.

Source: Hillsborough County records, as of September 30, 2026

Owner of Record	Individual Name on File
Mailing Address	521 WINTERSIDE DR, APOLLO BEACH, FL 33572-3425
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Mar 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
May 3, 2024	Warranty Deed, Transfer MILESTONE TITLE SERVICES, MILESTONE TITLE SERVICES LLC
May 3, 2024	Warranty Deed, Transfer MILESTONE TITLE SERVICES, MILESTONE TITLE SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2024 · Amount on File
Deed Sale	May 3, 2024 · Amount on File
Prior Sale	Apr 3, 2014 · Amount on File
Deed Document Number	2024181004
Last Transfer Date	Aug 20, 2024
Transfer Doc	0000432303
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	521 WINTERSIDE DR, APOLLO BEACH, FL 33572-3425
Transaction Type	Mortgage
Record Updated	May 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000293831
Date	Jun 9, 2022
Instrument	2022293831

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	202 Months
Due	Apr 1, 2039

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	521 WINTERSIDE DR, APOLLO BEACH, FL 33572-3425
Transaction Type	Mortgage
Record Updated	May 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000134712
Date	Mar 18, 2021
Instrument	2021134712

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	217 Months
Due	Apr 1, 2039

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	May 3, 2024
Property Address	521 WINTERSIDE DR, APOLLO BEACH, FL 33572-3425
Document Number	0000181004
Map Reference	MB 110 PG 261-276
Instrument Date	May 2, 2024
Instrument	2024181004
Transaction Type	Transfer
Record Updated	May 22, 2024
Title Company	MILESTONE TITLE SERVICES, MILESTONE TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Tax	$4,025.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1258 KIPLING AVE, LOS ANGELES, CA 90041-1617

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	49 MOZDEN LN, PLEASANT HILL, CA 94523-3380

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	May 3, 2024
Property Address	521 WINTERSIDE DR, APOLLO BEACH, FL 33572-3425
Document Number	0000181004
Map Reference	MB 110 PG 261-276
Instrument Date	May 2, 2024
Instrument	2024181004
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	MILESTONE TITLE SERVICES, MILESTONE TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Tax	$4,025.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1258 KIPLING AVE, LOS ANGELES, CA 90041-1617

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	49 MOZDEN LN, PLEASANT HILL, CA 94523-3380

Tax Assessment & Valuation

The 2025 property tax bill for 521 Winterside Dr was $10,709 with a homeowner's exemption, up 39.3% from the year before.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$400,748 (-5.15%) Land $75,000 Building $325,748	$400,748 (-5.15%) Land $75,000 Building $325,748
2025	$10,709.00 (+39.35%) Homeowner's exemption	$422,520 Land $75,000 Building $347,520	$422,520 Land $75,000 Building $347,520
2024	$7,685.00 (+2.28%)
2023	$7,514.00 (+4.96%) Homeowner's exemption	$273,255 (+3%)	$372,376 (+1.77%) Land $55,000 Building $317,376
2022	$7,159.00 Homeowner's exemption	$265,296	$365,911 Land $55,000 Building $310,911

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 521 Winterside Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 872 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,051 units insured incl. 179 condo units
Nearby Flood Claims	223 (1993–2025)
Claims Outside the SFHA	1 of 223
Most Recent Claim	Nov 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 5 claims Hurricane Helene, Sep 2024 · 207 claims Hurricane Idalia, Aug 2023 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 521 Winterside Dr is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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