Union County property record for 526 Valley Run Dr, Waxhaw, NC 28173
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 6.5 ba · 6,533 sqft · built 2009 |
| Lot Size | 1.75 acres (76,230 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $550,000 (Feb 2023) |
| Tax Bill | $10,408 (2025) |
| Deeds & Mortgages | May 2023 Line of Credit Feb 2023 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-177-102 |
| Primary APN | 06-177-102 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 6.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 6,533 sqft Living Area |
| 1st Floor Area | 3,729 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Conventional |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Hip |
| Lot Area | 76,230 sqft (1.75 acres) |
| Garage Type | Detached |
| Garage Area | 1,224 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
| Porch Area | 543 sqft |
| Greenhouse | Greenhouse |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 526 VALLEY RUN DR |
|---|---|
| City | WAXHAW |
| State | NC |
| Zip | 28173-8548 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-60 WEDDI |
| Legal Description | #10 WALDEN AT PROVIDENCE PH3 |
| Legal Subdivision | WALDEN AT PROVIDENCE |
| Jurisdiction | UNION NC |
| Township / Civil Division | SANDY RIDGE |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 21006 |
526 Valley Run Dr is owned and occupied by two individuals who bought it in February 2023.
Source: Union County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 526 VALLEY RUN DR, WAXHAW, NC 28173-8548 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 12, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Feb 17, 2023 | Warranty Deed, Transfer INVESTORS TITLE COMPANY |
| Jan 3, 2019 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Oct 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 17, 2023 · Amount on File |
| Deed Sale | Feb 17, 2023 · Amount on File |
| Prior Sale | Jul 7, 2009 · Amount on File |
| Deed Document Number | 20233657 |
| Deed Book / Page | 8656 / 799 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 526 VALLEY RUN DR, WAXHAW, NC 28173-8548 |
| Transaction Type | Mortgage |
| Record Updated | May 29, 2023 |
| Title Company | STEWART TITLE, STEWART TTL GUARANTY NON CA |
| Name | Verified Name |
|---|---|
| Address | 526 VALLEY RUN DR, WAXHAW, NC 28173-8548 |
| Document Number | 0008706691 |
|---|---|
| Date | May 12, 2023 |
| Book Page | 8706/691 |
| Instrument | 11169 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Feb 17, 2023 |
| Property Address | 526 VALLEY RUN DR, WAXHAW, NC 28173-8548 |
| Document Number | 0008656799 |
| Book / Page | 8656 / 799 |
| Map Reference | CAB B PG 124-B |
| Instrument Date | Feb 17, 2023 |
| Instrument | 3657 |
| Transaction Type | Transfer |
| Record Updated | Mar 2, 2023 |
| Title Company | INVESTORS TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $1,100.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9732 NICKLEBY CT, CHARLOTTE, NC 28210-7802 |
| Name | Verified Name |
|---|---|
| Address | 4533 GLEN OAKS DR, MATTHEWS, NC 28104-8633 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 526 VALLEY RUN DR, WAXHAW, NC 28173-8548 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Title Company | STEWART TITLE GUARANTY |
| Name | Verified Name |
|---|
| Document Number | 0007293616 |
|---|---|
| Date | Jan 3, 2019 |
| Book Page | 7293/616 |
| Instrument | 0000114 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 526 VALLEY RUN DR, WAXHAW, NC 28173-8548 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Title Company | SERVICELINK EAST ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0008274747 |
|---|---|
| Date | Oct 11, 2021 |
| Book Page | 8274/747 |
| Instrument | 48430 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
The 2025 property tax bill for 526 Valley Run Dr was $10,408.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Weddington Town |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,083,300 (-) Land $409,000 Building $1,674,300 | $2,083,300 (-) Land $409,000 Building $1,674,300 | |
| 2025 | $10,408.00 | $2,083,300 Land $409,000 Building $1,674,300 | $2,083,300 Land $409,000 Building $1,674,300 |
| 2023 | $9,031.00 | $1,426,700 Land $282,500 Building $1,144,200 | $1,426,700 Land $282,500 Building $1,144,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 526 Valley Run Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 526 Valley Run Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
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