Union County property record for 513 Valley Run Dr, Waxhaw, NC 28173
| Property Type | Other Improved |
|---|---|
| Details | 5 bd · 4.5 ba · 5,515 sqft · built 2020 |
| Lot Size | 1.88 acres (81,893 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $280,000 (Jun 2017) |
| Tax Bill | $8,668 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Dec 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-177-090 |
| Primary APN | 06-177-090 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 5,515 sqft Living Area |
| 1st Floor Area | 3,378 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Stucco |
| Lot Area | 81,893 sqft (1.88 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 513 VALLEY RUN DR |
|---|---|
| City | WAXHAW |
| State | NC |
| Zip | 28173-8548 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Local Zoning Code | R-60 WEDDI |
| Legal Description | #4 WALDEN @ PROVIDENCE PH 3 OPCC212 |
| Legal Subdivision | WALDEN AT PROVIDENCE |
| Legal Tract | 4 |
| Jurisdiction | UNION NC |
| Township / Civil Division | SANDY RIDGE |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 21006 |
513 Valley Run Dr is owned and occupied by two individuals who bought it in June 2017.
Source: Union County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 513 VALLEY RUN DR, WAXHAW, NC 28173-8548 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 11, 2020 | Deed of Trust, Mortgage CITIZENS BK NA |
| Dec 31, 2019 | Deed of Trust, Mortgage NORTHPOINTE BK |
| Dec 20, 2017 | Warranty Deed, Transfer CHICAGO TITLE INC COMPANY |
| Jun 29, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 29, 2017 · Amount on File |
| Deed Sale | Jun 29, 2017 · Amount on File |
| Prior Sale | Aug 24, 1998 · Amount on File |
| Deed Document Number | 201718411 |
| Deed Book / Page | 6962 / 729 |
| Prior Transfer Date | Aug 19, 1998 |
| Prior Transfer Doc | 0000056420 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 513 VALLEY RUN DR, WAXHAW, NC 28173-8548 |
| Document Number | 7888179 |
| Instrument Date | Nov 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 513 VALLEY RUN DR WAXHAW NC 28173, WAXHAW, NC 28173 |
| Document Number | 7888179 |
|---|---|
| Date | Nov 17, 2020 |
| Book Page | 007888/000179 |
| Instrument | 47505 |
| Name | CITIZENS BK NA |
|---|---|
| Address | PROVIDENCE, RI 02903 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Nov 16, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 513 VALLEY RUN DR, WAXHAW, NC 28173-8548 |
| Document Number | 755758 |
| Instrument Date | Dec 31, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4 VALLEY RUN DR WAXHAW NC 28173, WAXHAW, NC 28173 |
| Document Number | 755758 |
|---|---|
| Date | Jan 6, 2020 |
| Book Page | 007557/000058 |
| Instrument | 410 |
| Name | NORTHPOINTE BK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jan 5, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Dec 20, 2017 |
| Property Address | 513 VALLEY RUN DR, WAXHAW, NC 28173-8548 |
| Document Number | 7074439 |
| Book / Page | 007074 / 000439 |
| Instrument Date | Dec 16, 2017 |
| Instrument | 37056 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2018 |
| Title Company | CHICAGO TITLE INC COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $244.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2200 W DON TYSON PKWY SPRINGDALE AR 727626901, SPRINGDALE, AR 72762-6901 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jun 29, 2017 |
| Property Address | 513 VALLEY RUN DR, WAXHAW, NC 28173-8548 |
| Document Number | 6962729 |
| Book / Page | 006962 / 000729 |
| Instrument Date | Jun 29, 2017 |
| Instrument | 18411 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $560.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 1017 FORBISHIRE DR MATTHEWS NC 281046828, MATTHEWS, NC 28104-6828 |
The 2025 property tax bill for 513 Valley Run Dr was $8,668.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Weddington Town |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,735,000 (-) Land $410,000 Building $1,325,000 | $1,735,000 (-) Land $410,000 Building $1,325,000 | |
| 2025 | $8,668.00 | $1,735,000 Land $410,000 Building $1,325,000 | $1,735,000 Land $410,000 Building $1,325,000 |
| 2023 | $7,240.00 | $1,143,800 Land $283,800 Building $860,000 | $1,143,800 Land $283,800 Building $860,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 513 Valley Run Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 513 Valley Run Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.4% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
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