Montcalm County property record for 526 Smith St, Crystal, MI 48818 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3,184 sqft · built 1966 |
| Lot Size | 1.45 acres (63,467 sqft) |
| Owner | Individual Name on File |
| Last Sale | $137,900 (Jul 2018) |
| Tax Bill | $1,694 (2025) |
| Deeds & Mortgages | Oct 2019 Refinance May 2021 Sale + 1 more |
| APN | 005-016-020-00 |
| Primary APN | 005-016-020-00 |
|---|
| Building Area | 3,184 sqft Building Perimeter |
|---|
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Lot Area | 63,467 sqft (1.45 acres) |
| Lot Dimensions | 264 ft deep x 240 ft wide |
| Street Address | 526 SMITH ST |
|---|---|
| City | CRYSTAL |
| State | MI |
| Zip | 48818-9785 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM 280 FT E OF NE COR OF LOT 4, BLK 16, DRAKE'S PLAT OF VILLAGE OF CRYSTAL; TH E 240 FT, S 264 FT, W 240 FT, N TO P OF BEG, |
| Legal Range | 05W |
| Legal Township | 10N |
| Legal Section | 16 |
| Legal Subdivision | DRAKE'S PLAT |
| Legal Block | 16 |
| Legal Lot Number | 4 |
| Jurisdiction | MONTCALM MI |
| Township / Civil Division | CRYSTAL |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 970900 |
Source: Montcalm County records · APN 005-016-020-00
Assessment roll updated July 6, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 526 SMITH ST, CRYSTAL, MI 48818-9785 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 03, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance MEMBER FIRST MORTGAGE |
| May 13, 2021 | Warranty Deed, Transfer |
| Jul 12, 2018 | Warranty Deed, Transfer · FHA Mortgage FLAGSTAR BANK FSB |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 12, 2018 · Amount on Record |
| Deed Sale | Jul 12, 2018 · Amount on Record |
| Deed Document Number | 20187727 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTCALM MI |
| Property Address | 526 SMITH ST, CRYSTAL, MI 48818-9785 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2019R10179 |
|---|---|
| Date | Oct 03, 2019 |
| Instrument | 2019R-10179 |
| Name | MEMBER FIRST MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTCALM MI |
| Recording Date | May 13, 2021 |
| Property Address | 526 SMITH ST, CRYSTAL, MI 48818-9785 |
| Document Number | 2021R07196 |
| Instrument Date | May 07, 2021 |
| Instrument | 2021R07196 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 526 SMITH ST, CRYSTAL, MI 48818-9785 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTCALM MI |
| Recording Date | Jul 12, 2018 |
| Property Address | 526 SMITH ST, CRYSTAL, MI 48818-9785 |
| Document Number | 2018R07727 |
| Instrument Date | Jul 06, 2018 |
| Instrument | 2018R-07727 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 526 SMITH ST, CRYSTAL, MI 48818-9785 |
| Document Number | 2018R07728 |
|---|---|
| Date | Jul 12, 2018 |
| Instrument | 2018R-07728 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 354 Months |
| Due | Jan 01, 2048 |
Source: Montcalm County records · Assessment roll updated July 6, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Montcalm County |
| County Subdivision | Crystal Township |
| Unified School District | Carson City-Crystal Area School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $132,900 (+3.75%) | $265,800 (+3.75%) | |
| 2025 | $1,694.00 (+2.36%) | $128,100 | $256,200 |
| 2024 | $1,655.00 |
Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|
| Wildfire Risk | Low above 6% of the US · above 15% of Michigan |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 140 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| CMS Internet | Fiber | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| CMS Internet | Fixed Wireless (unlicensed) | 200 / 200 |
| Point Broadband Fiber Holding | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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