Montcalm County property record for 304 Smith St, Crystal, MI 48818 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1975 |
| Square Footage | 1,404 sqft Building Perimeter |
| Lot Size | 17,481 sqft (0.401 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $168,000 (2023) |
| Tax Bill | $2,428.00 (2025) |
| Primary APN | 005-109-002-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,404 sqft Building Perimeter |
| 1st Floor | 1,404 sqft 1st Floor |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Lot Area | 17,481 sqft (0.401 acres) |
| Depth X Width | 264 ft x 87.1 ft Depth x Width |
| Garage Area | 1,040 sqft Garage |
| Heating System | Forced Air with Air Conditioning Heating |
|---|
| Street Address | 304 SMITH ST |
|---|---|
| City | CRYSTAL |
| State | MI |
| Zip | 48818-5159 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOTS 1 & 2. BLK 9, DRAKE'S PLAT OF VILLAGE OF CRYSTAL. SPLIT/COMBINED ON 02/19/2019 FROM 005-109-001-00; |
| Legal Subdivision | DRAKE'S PLAT |
| Legal Block | 9 |
| Legal Lot Number | 1-2 |
| Jurisdiction | MONTCALM MI |
| Minor Civil Division | CRYSTAL |
| Census Blockgroup | 1 |
| Census Block | 1040 |
| Census Tract | 970900 |
Source: Montcalm County records · APN 005-109-002-00
Assessment roll updated July 6, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 304 SMITH ST, CRYSTAL, MI 48818-5159 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 05, 2018 | Deed of Trust, Mortgage CHEMICAL BANK |
| Jun 11, 2020 | Deed of Trust, Mortgage · Stand Alone Refinance UNION HOME MORTGAGE |
| Jun 21, 2023 | Warranty Deed, Transfer · Conventional Mortgage TOP FLITE FINANCIAL INC |
| May 27, 2020 | Quit Claim Deed, Transfer Quitclaim Document |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 21, 2023 · Amount on Record |
| Deed Sale | Jun 21, 2023 · Amount on Record |
| Deed Doc Number | 20236084 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTCALM MI |
| Property Address | 304 SMITH ST, CRYSTAL, MI 48818-5159 |
| Transaction Type | Mortgage |
| Record Updated | Jul 18, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2018R07496 |
|---|---|
| Date | Jul 05, 2018 |
| Instrument | 2018R-07496 |
| Name | CHEMICAL BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTCALM MI |
| Property Address | 304 SMITH ST, CRYSTAL, MI 48818-5159 |
| Transaction Type | Mortgage |
| Record Updated | Jul 18, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2020R06314 |
|---|---|
| Date | Jun 11, 2020 |
| Instrument | 2020R-06314 |
| Name | UNION HOME MORTGAGE |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTCALM MI |
| Recording Date | Jun 21, 2023 |
| Property Address | 304 SMITH ST, CRYSTAL, MI 48818-5159 |
| Document Number | 2023R06084 |
| Instrument Date | Jun 16, 2023 |
| Instrument | 2023R-06084 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1260 E MAIN ST, EDMORE, MI 48829-7311 |
| Document Number | 2023R06085 |
|---|---|
| Date | Jun 21, 2023 |
| Instrument | 2023R-06085 |
| Name | TOP FLITE FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONTCALM MI |
| Recording Date | May 27, 2020 |
| Property Address | 304 SMITH ST, CRYSTAL, MI 48818-5159 |
| Document Number | 2020R05685 |
| Instrument Date | May 06, 2020 |
| Instrument | 2020R05685 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 304 SMITH ST, CRYSTAL, MI 48818-5159 |
Source: Montcalm County records · Assessment roll updated July 6, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Montcalm County |
| County Subdivision | Crystal Township |
| Unified School District | Carson City-Crystal Area School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $82,700 (+3.89%) | $165,400 (+3.89%) | |
| 2025 | $2,428.00 (+7.91%) | $79,600 (+15.36%) | $159,200 (+130.72%) |
| 2024 | $2,250.00 | ||
| 2023 | $69,000 | $69,000 |
Our records do not include FEMA flood map data for 304 Smith St; wildfire exposure is none.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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